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ASRV · Ameriserv Financial Inc /Pa/

Track ASRV — free
$4.67 +0.29 (+6.62%) At close · Oct 20
Market Cap
$78.95M
Shares
16.98M
Volume · Oct 20 7747 Avg daily vol (3M) 20.1K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$4.67 Open$4.42 Day$4.42–4.71 52W close$3.00–5.24 Avg vol 30d14K Short int162K · 1.0% float · 10.9d Short vol91% Last earningsJan 29, 2021 DataJan 2020–Oct 2026 Filing10-Q · Aug 14

Up next

filed Aug 14, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$15.04M
Trailing 12 months
Net income (TTM)
$8.52M
Trailing 12 months
Revenue growth YoY
+7.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
8.6
Trailing earnings · reciprocal yield 11.6%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$22.34M
Latest balance sheet
Dividend yield
2.7%
Trailing 12 months
Shares change YoY
+2.7%
Year over year · more shares
Price change (1Y)
+45.5%
Trailing year
Short interest
1.0%
Latest settlement · 10.9 days to cover
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Fair Quant / Vol High
Market backdrop VIX 17.3 · elevated Equity put/call 0.56
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +16%
above
Price vs 50-day avg −1%
below
RSI (14) 53
neutral
MACD trend Positive
52-week position 75%
mid-range
Momentum
relative strength
Very Strong
1-month return +3%
trailing
6-month return +23%
trailing
YTD return +46%
this year
Relative strength +15%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $5 › 200d $4 — 50d above 200d
Institutional flow Distributing
2 of 35 funds reported for Sep 30 · net -8 sh shares
Insider flow Distributing
Net -$39.0K over 90 days · 50% sells
Short interest Falling
0.95% of float · ▼ -13.1% MoM · 10.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
35 holders — mid 3-yr range
Squeeze score 45
elevated · 0–100
Fundamentals
Fair
Revenue growth −6%
Y/Y
EPS growth +62%
Y/Y
Valuation P/E 9.1
below peers
Balance sheet $73.3M
net debt
Quant / Vol
risk profile
High
Volatility 39%
annualized · 1-yr
Max drawdown −20%
past year
ATR 4.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jan 25, 2022
Annual interest expense on long term debt (decline) · annual $588,000

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+16% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
53 Neutral
MACD trend
Positive Bullish
52-week position
75% Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $5 › 200d $4 — 50d above 200d
Institutional flow Distributing
2 of 35 funds reported for Sep 30 · net -8 sh shares
Insider flow Distributing
Net -$39.0K over 90 days · 50% sells
Short interest Falling
0.95% of float · ▼ -13.1% MoM · 10.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
35 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $3 Now $5 · 75% Range high $5
vs 200-day avg +16% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Net interest margin non-GAAP 3.34% second quarter of 2026 filing —
Non-interest income (in-scope of Topic 606) $3.87M Three months ended June 30, 2026 filing —
Non-interest income (out-of-scope of Topic 606) $696K Three months ended June 30, 2026 filing —
Total non-interest income $4.57M Three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
ASRV
Ameriserv Financial Inc /Pa/
this stock
$78.95M +46.4% -6.3% 9.1 1.0%
MFG
Mizuho Financial Group Inc
$121.57B +37.6% — — 0.1%
HDB
Hdfc Bank Ltd
$118.52B -36.8% -3.2% — 0.7%
IBN
Icici Bank Ltd
$107.26B +0.3% — — 0.6%
ITUB
Itau Unibanco Holding S.A.
$103.94B +35.5% — — 0.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
34
% held
40.0%
Reported
2 of 35
Top holder
GENDELL JEFFREY L
Held Float
View
Held by Funds
Fund positions
32
View
Short & Settlement
Short Interest Falling
Shares short
161.5K
Days to cover
10.9d
Change
-24.4K sh
View
Short Volume
Short vol %
91%
As of
Oct 20, 2026
Short Total
View
Fails to Deliver
FTD shares
1
Value
$5
As of
Aug 18, 2026
View
Off-Exchange
Off-exchange %
36.1%
Week of
Sep 14, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$39.0K
Buyers / Sellers
1 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$14.6M
Net income (FY)
$5.6M
EPS diluted
$0.34
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 20, 2026
This year
14

AmeriServ Financial, Inc. reported record third-quarter 2026 net income of $3,100,000, or $0.18 per diluted common share, and nine-month net income of $7,632,000, or $0.45 per diluted common share. Its Board declared a $0.03 per share quarterly cash dividend.

View
Exempt Offerings
Offering
$27.0M
Filed
Aug 31, 2021
View
Earnings & Events
Webcasts
Last webcast
Jan 29, 2021
View
Investor Relations
Latest news
AMERISERV FINANCIAL REPORTS INCRE…
Published
Oct 20, 2026
View

Performance

5D 20D 120D MTD YTD
ASRV +7.4% +3.1% +22.9% +1.3% +46.4%
SPY -1.2% -0.6% +8.1% +0.8% +12.8%
vs SPY +8.5% +3.7% +14.8% +0.5% +33.6%

Capital returns

Latest dividend
$0.03 / share · ex Aug 3, 2026
Declared · upcoming
$0.03 / share · ex Nov 2, 2026
Raised 20%
Paid (TTM)
$0.12 / share · 4 payouts
Dividend yield (TTM, derived)
2.57%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 707605 CUSIP 03074A102 13F (30d) 2 filings 2 filers Visit website Investor relations