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CLBK

Columbia Financial, Inc.
$20.78 -0.69 (-3.19%) At close · Jul 8
Market Cap
$2.20B
Shares
104,058,235

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$20.78 Open$21.46 Day$20.64–21.46 52W$13.66–21.59 Avg vol 30d414K Short int3.7M · 3.5% float · 10.3d Short vol80% Last earningsFeb 2, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 11
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Bearish Fundamentals Fair Quant / Vol Low
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +20%
above
Price vs 50-day avg +4%
above
RSI (14) 54
neutral
MACD trend Positive
52-week position 90%
near high
Momentum
relative strength
Very Strong
1-month return 0%
trailing
6-month return +35%
trailing
YTD return +34%
this year
Relative strength +28%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $20 › 200d $17 — 50d above 200d
Institutional flow Distributing
4 of 124 funds reported for Jun 30 · net -900 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
3.53% of float · ▲ +15.4% MoM · 10.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
124 holders — mid 3-yr range
Squeeze score 57
elevated · 0–100
Fundamentals
Fair
EPS growth +564%
Y/Y
Free cash flow $58.6M
Valuation P/E 38.5
rich
Balance sheet $842.7M
net debt
Quant / Vol
risk profile
Low
Volatility 28%
annualized · 1-yr
Max drawdown −13%
past year
ATR 2.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 11, 2026

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+20% Bullish
Price vs 50-day avg
+4% Bullish
RSI (14)
54 Neutral
MACD trend
Positive Bullish
52-week position
90% Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $20 › 200d $17 — 50d above 200d
Institutional flow Distributing
4 of 124 funds reported for Jun 30 · net -900 sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
3.53% of float · ▲ +15.4% MoM · 10.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
124 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $14 Now $21 · 90% 52-wk high $22
vs 200-day avg +20% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Average cost of interest-bearing liabilities 2.92% three months ended March 31, 2026
Average yield on loans 5.01% three months ended March 31, 2026
Average yield on other interest-earning assets 4.78% three months ended March 31, 2026
Average yield on securities 3.38% three months ended March 31, 2026
Net recoveries on loans $604,000 three months ended March 31, 2026
Weighted average yield on interest-earning assets 4.76% three months ended March 31, 2026
Core net income non-GAAP $15.9M the quarter ended December 31, 2025
Loans receivable $375.1M the year ended December 31, 2025

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CLBK
Columbia Financial, Inc.
this stock
$2.20B +33.7% 38.5 3.5%
HDB
Hdfc Bank Ltd
$136.15B -28.4% +15.2% 0.3%
MFG
Mizuho Financial Group Inc
$125.84B +39.8% 0.1%
IBN
Icici Bank Ltd
$104.44B -3.2% 0.7%
PNC
Pnc Financial Services Group, Inc.
$100.76B +19.0% +7.2% 14.6 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
124
% held
11.8%
Reported
4 of 124
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
151
View
Short & Settlement
Short Interest Rising
Shares short
3.7M
Days to cover
10.3d
Change
+491.3K sh
View
Short Volume
Short vol %
80%
As of
Jul 9, 2026
Short Total
View
Fails to Deliver
FTD shares
17
Value
$330
As of
May 12, 2026
View
Off-Exchange
Off-exchange %
39.3%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$51.8M
EPS diluted
$0.51
View
Buybacks
Authorized
shares 1.8M
Remaining
shares 926.7K
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 2, 2026
This year
15
View
Earnings & Events
Earnings Calls
Last call
Feb 2, 2026
View
Investor Relations
Latest news
Columbia Financial, Inc. Commence…
Published
Jul 7, 2026
View

Performance

5D 20D 120D MTD YTD
CLBK -2.1% +0.1% +35.2% -2.1% +33.7%
SPY -0.2% +0.8% +7.4% -0.2% +9.3%
vs SPY -1.9% -0.7% +27.8% -1.9% +24.4%

Capital returns

Buyback program · as of Mar 31, 2026
Authorized
shares 1.80M
Spent (derived)
shares 873,304
Remaining
shares 926,696
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1723596 CUSIP 197641103 13F (30d) 4 filings 4 filers Visit website Investor relations