EMYB · Embassy Bancorp, Inc.
Market Cap
$165.14M
Shares
7.41M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$13.7M
+31.2%
FY2025
Diluted EPS
$1.79
+30.7%
FY2025
Operating Cash Flow
$12.83M
+29.1%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $74.55M | $71.46M | $64.97M | $57.16M | $50.39M | $47.51M | $44.33M | $42.86M | $38.69M | $34.08M | $30.32M | $28.25M | $26.05M | $24.67M | $24.5M | $23.72M | $23.89M | |
| $45.72M | $42.42M | $36.18M | $39.04M | $46.28M | $43.49M | $37.92M | $33.53M | $32.55M | $29.78M | $26.42M | $25.12M | $23.05M | $21.73M | $20.39M | $18.72M | $17.95M | |
| $3.47M | $3.26M | $3.19M | $2.63M | $2.34M | $2.4M | $2.45M | $2.19M | $1.74M | $2.98M | $3.19M | $2.8M | $2.43M | — | — | — | — | |
| $734K | — | — | — | — | — | — | — | — | $671K | $730K | $605K | $643K | $612K | $613K | $625K | $613K | |
| — | — | — | — | — | — | — | — | $84K | $70K | $80K | — | — | — | — | — | — | |
| $28.83M | $29.04M | $28.79M | $18.12M | $4.1M | $4.01M | $6.41M | $9.33M | $6.14M | $4.31M | $3.9M | $3.14M | $3M | $2.94M | $4.11M | $4.99M | $5.95M | |
| $18.53M | $16.6M | $12.51M | $15.46M | $21.99M | $20.85M | $15.73M | $13.37M | $12.36M | $11.83M | $10M | $10.36M | $8.88M | $7.66M | $7.97M | — | — | |
| $3.3M | $2.9M | $2.07M | $2.8M | $4.29M | $4.07M | $2.92M | $2.49M | $2.28M | $4.53M | $2.85M | $2.95M | $2.48M | $2.14M | $2.23M | $2.08M | $1.93M | |
| $15.24M | $13.7M | $10.44M | $12.66M | $17.7M | $16.79M | $12.81M | $10.88M | $10.08M | $7.3M | $7.15M | $7.41M | $6.41M | $5.52M | $5.74M | $5.14M | $4.66M | |
| $15.24M | $13.7M | $10.44M | $12.66M | $17.7M | $16.79M | $12.81M | $10.88M | $10.08M | $7.3M | $7.15M | $7.41M | $6.41M | $5.52M | $5.74M | $5.14M | — | |
| $22.41M | $26.23M | $3.51M | $20.06M | -$32.21M | $12.66M | $14.41M | $13.47M | $8.81M | $7.34M | $5.89M | $7.18M | $7.33M | $3.78M | $5.64M | $7.24M | — | |
| USD/shares | $2.02 | $1.79 | $1.37 | $1.67 | $2.34 | $2.23 | $1.71 | $1.46 | $1.35 | $0.98 | $0.96 | $1.01 | $0.87 | $0.76 | $0.80 | $0.72 | $0.67 |
| USD/shares | $2.02 | $1.79 | $1.37 | $1.67 | $2.34 | $2.22 | $1.70 | $1.44 | $1.34 | $0.97 | $0.96 | $1.00 | $0.87 | $0.76 | $0.80 | $0.71 | $0.65 |
| shares | — | 7.63M | 7.61M | 7.6M | 7.55M | 7.52M | 7.47M | 7.48M | 7.47M | 7.45M | 7.42M | 7.37M | 7337 | 7.26M | 7.2M | 7.16M | — |
| shares | — | 7.63M | 7.61M | 7.6M | 7.57M | 7.55M | 7.52M | 7.54M | 7.53M | 7.51M | 7.47M | 7.41M | 7364 | 7.27M | 7.22M | 7.21M | — |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2025: $3.15M in buybacks, $23.3M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Peer median 21.34×
EV/EBIT
—
P/E (TTM)
11.04×
Peer median 12.05×
Peer medians compare against the 179 similar-size Banks - Regional companies (of 288 listed).