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EMYB · Embassy Bancorp, Inc.

Track EMYB — free
$22.30 At close · Aug 28
Market Cap
$165.14M
Shares
7.41M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$22.30 Open$22.30 Day$22.30–22.30 52W close$17.14–22.58 Avg vol 30d6K Short int1 · 0.0% float · 1.0d Short vol30% DataJan 2020–Aug 2026 Filing10-Q · Aug 13

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 13, 2026

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.3 · calm Equity put/call 0.67
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +18%
above
Price vs 50-day avg +2%
above
RSI (14) 57
neutral
MACD trend Negative
52-week position 95%
near high
Momentum
relative strength
Very Strong
1-month return −1%
trailing
6-month return +25%
trailing
YTD return +23%
this year
Relative strength +12%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $22 › 200d $19 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Accumulating
Net +$145.3K over 90 days · 0% sells
Short interest Falling
0.00% of float · ▼ -99.3% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr low
2 holders — near 3-yr low, contrarian setup
Fundamentals
Excellent
EPS growth +31%
Y/Y
Free cash flow $12.2M
Valuation P/E 11
below peers
Buyback $5.0M
authorized
Balance sheet $155.0M
net cash
Quant / Vol
risk profile
Very Low
Volatility 13%
annualized · 1-yr
Max drawdown −8%
past year
ATR 1.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+18% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
57 Neutral
MACD trend
Negative Bearish
52-week position
95% Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $22 › 200d $19 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Accumulating
Net +$145.3K over 90 days · 0% sells
Short interest Falling
0.00% of float · ▼ -99.3% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr low
2 holders — near 3-yr low, contrarian setup
Price context
position in its 52-week range
Range low $17 Now $22 · 95% Range high $23
vs 200-day avg +18% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
EMYB
Embassy Bancorp, Inc.
this stock
$165.14M +22.5% 11.0 0.0%
MFG
Mizuho Financial Group Inc
$129.26B +45.4% 0.1%
HDB
Hdfc Bank Ltd
$117.69B -37.2% +15.2% 0.5%
IBN
Icici Bank Ltd
$108.33B +1.9% 0.7%
CIXPF
CaixaBank/ADR
$106.78B +26.1% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
2
% held
6.1%
Net QoQ
0 sh
Top holder
PHILADELPHIA TRUST CO
Held Float
View
Short & Settlement
Short Interest Falling
Shares short
1
Days to cover
1.0d
Change
-140 sh
View
Short Volume
Short vol %
30%
As of
Sep 1, 2026
Short Total
View
Fails to Deliver
FTD shares
100
Value
$2.2K
As of
Jun 29, 2026
View
Off-Exchange
Off-exchange %
100.0%
Week of
Jul 27, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
+$145.3K
Buyers / Sellers
6 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$13.7M
EPS diluted
$1.79
View
Buybacks
Authorized
$5.0M
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 13, 2026
This year
10
View
Earnings & Events
Investor Relations
Latest news
Embassy Bancorp, Inc. Announces R…
Published
Aug 25, 2026
View

Performance

5D 20D 120D MTD YTD
EMYB -0.2% -1.2% +25.2% -0.9% +22.5%
SPY +0.5% +3.0% +13.4% +3.0% +12.8%
vs SPY -0.7% -4.2% +11.8% -3.9% +9.7%

Capital returns

Latest dividend
$0.55 / share · ex Jun 26, 2026
Raised 14.6%
Paid (TTM)
$0.55 / share · 1 payout
Dividend yield (TTM, derived)
· history filling in
Buyback program · as of Oct 27, 2025
Authorized
$5.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1449794 CUSIP 290791102 13F (30d) 2 filings 2 filers Visit website Investor relations