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FMCB

Farmers & Merchants Bancorp
$1,310.00 +4.00 (+0.31%) At close · Jul 8
Market Cap
$906.90M
Shares
692,287

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$1,310.00 Open$1,311.28 Day$1,306.00–1,311.28 52W$976.30–1,401.99 Avg vol 30d97 Short int48 · 0.0% float · 1.0d Short vol100% Last earningsApr 20, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 8
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +13%
above
Price vs 50-day avg −1%
below
RSI (14) 49
neutral
MACD trend Negative
52-week position 78%
mid-range
Momentum
relative strength
Strong
1-month return −3%
trailing
6-month return +17%
trailing
YTD return +18%
this year
Relative strength +10%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $1318 › 200d $1158 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.01% of float · ▼ -58.6% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
2 holders — near 5-yr high, broad support
Fundamentals
Excellent
EPS growth +11%
Y/Y
Free cash flow $96.6M
Valuation P/E 9.6
below peers
Buyback $20.1M
remaining
Balance sheet $144.9M
net cash
Quant / Vol
risk profile
Very Low
Volatility 19%
annualized · 1-yr
Max drawdown −8%
past year
ATR 2.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
Next earnings call
Jul 21, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+13% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
49 Neutral
MACD trend
Negative Bearish
52-week position
78% Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $1318 › 200d $1158 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.01% of float · ▼ -58.6% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
2 holders — near 5-yr high, broad support
Price context
position in its 52-week range
52-wk low $976 Now $1,310 · 78% 52-wk high $1,402
vs 200-day avg +13% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Allowance for credit losses on loans and leases 2.12% as of March 31, 2026
Common equity tier 1 ratio 14.23% Q1 2026
Convenient locations 33 as of report date
Loan to deposit ratio 71.04% as of March 31, 2026
Return on average assets 1.68% Q1 2026
Return on average equity 14.69% Q1 2026
Tangible book value per common share $928.99 as of March 31, 2026
Tangible common equity ratio 11.05% Q1 2026
Tier 1 leverage ratio 11.35% Q1 2026
Total risk-based capital ratio 15.71% Q1 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FMCB
Farmers & Merchants Bancorp
this stock
$906.90M +18.4% 9.6 0.0%
HDB
Hdfc Bank Ltd
$134.25B -28.4% +15.2% 0.3%
MFG
Mizuho Financial Group Inc
$123.95B +39.2% 0.1%
IBN
Icici Bank Ltd
$103.47B -3.2% 0.7%
PNC
Pnc Financial Services Group, Inc.
$99.00B +19.0% +7.2% 14.3 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
2
% held
0.5%
Net QoQ
-431 sh
Top holder
Siena Capital Partners GP…
Held Float
View
Short & Settlement
Short Interest Falling
Shares short
48
Days to cover
1.0d
Change
-68 sh
View
Short Volume
Short vol %
100%
As of
Jul 7, 2026
Short Total
View
Fails to Deliver
FTD shares
5
Value
$6.7K
As of
Jun 2, 2026
View
Off-Exchange
Off-exchange %
67.1%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$93.6M
EPS diluted
$133.96
View
Buybacks
Authorized
$55.0M
Remaining
$20.1M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Jun 11, 2026
This year
11
View
Exempt Offerings
Offering
$402.7K
Filed
Jan 24, 2020
View
Earnings & Events
Earnings Calls
Last call
Apr 20, 2026
View

Performance

5D 20D 120D MTD YTD
FMCB +2.0% -3.3% +17.5% +2.0% +18.4%
SPY -0.2% +0.8% +7.4% -0.2% +9.3%
vs SPY +2.1% -4.2% +10.1% +2.1% +9.1%

Capital returns

Latest dividend
$5.35 / share · ex Jun 12, 2026
Raised 4.9%
Paid (TTM)
$20.50 / share · 4 payouts
Dividend yield (TTM, derived)
1.56%
Buyback program · as of Oct 3, 2024
Authorized
$55.00M
Spent (derived)
$34.90M
Remaining
$20.10M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1085913 CUSIP 307795104 Visit website