FRBT · Forbright, Inc.
$18.67
-0.35 (-1.84%)
At close · Aug 21
Market Cap
$968.08M
Shares
50.76M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$19.02
Open$19.11
Day$18.76–19.11
Available close range$18.00–20.22
Avg vol 30d132K
Short int39K · 0.1% float · 1.0d
Short vol24%
Last earningsJul 30, 2026
DataJun 2026–Aug 2026
Filing10-Q · Aug 13
The closing range uses available history since Jun 11, 2026; less than a full year is stored.
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 13, 2026
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Limited
Sentiment
Bullish
Fundamentals
Limited
Quant / Vol
Moderate
Market backdrop
VIX 16 · calm
Equity put/call 0.58
Technical
price trend
50 / 200-day cross
No cross
RSI (14)
45
neutral
MACD trend
Negative
52-week position
46%
mid-range
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
Not enough data for a confident read.
Sentiment
smart money
Trend (MA cross)
No cross
50/200-day averages unavailable
Institutional flow
Accumulating
+43 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
0.08% of float · ▼ -67.7% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
43 holders — 13F breadth
Squeeze score
32
low risk · 0–100
Fundamentals
Not enough data for a confident read.
Quant / Vol
risk profile
Volatility
28%
annualized · 1-yr
Max drawdown
−8%
past year
ATR
4.9%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Jun 30, 2026
second half of this year
Tax rate
20%
fiscal year 27
Tax rate
17.5%
third quarter
Provision expense
$3M – $5M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
RSI (14)
45
Neutral
MACD trend
Negative
Bearish
52-week position
46%
Neutral
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50/200-day averages unavailable
Institutional flow
Accumulating
+43 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
0.08% of float · ▼ -67.7% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
43 holders — 13F breadth
Price context
position in its available closing range
Range low $18
Now $19 · 46%
Range high $20
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Core non-interest income as a percentage of adjusted total revenue non-GAAP | 25.6% | the three months ended June 30, 2026 filing | — |
| ACL – Funded Loans / Nonaccrual | 75% | 2Q26 | — |
| ACL – Funded Loans / Total Loans | 0.98% | 2Q26 | — |
| ACL – Loans as percentage of total loans held for investment at amortized cost | 0.98% | as of June 30, 2026 | — |
| ACL – Loans held for investment at amortized cost | $54.6M | as of June 30, 2026 | — |
| Adjusted total revenue (non-GAAP) non-GAAP | 84.87M | Three Months Ended June 30, 2026 | — |
| Allowance for Loan Credit Losses / Loans | 0.98% | 2Q26 | — |
| Available borrowing capacity from Fed Funds facilities with three other financial institutions | $90M | as of June 30, 2026 | — |
| Available borrowing capacity with the Federal Home Loan Bank of Atlanta | $423.4M | as of June 30, 2026 | — |
| Available borrowing capacity with the Federal Reserve Bank | $1.9B | as of June 30, 2026 | — |
| Available-for-sale investment securities fair value | $1.2B | as of June 30, 2026 | — |
| Average tangible common equity (non-GAAP) non-GAAP | 841.4M | Three Months Ended June 30, 2026 | — |
| Common Equity Tier 1 ratio (Bank) | 14.08% | as of June 30, 2026 | — |
| Common Equity Tier 1 ratio (Company) | 12.97% | as of June 30, 2026 | — |
| Core Net Charge Off Rate | 0.08% | 2Q26 | — |
| Core non-interest income non-GAAP | $39.7M | six months ended June 30, 2026 | — |
| Core non-interest income (non-GAAP) non-GAAP | 21.72M | Three Months Ended June 30, 2026 | — |
| Core Non-interest Income / Adj Total Revenue non-GAAP | 25.6% | 2Q26 | — |
| Cost of Funds | 3.65% | 2Q26 | — |
| Digital Deposit Accounts | 106.7K | 2Q26 | — |
| Digital Deposit Growth | 9.1% | 2Q26 | — |
| Efficiency ratio | 77.39% | Q2 2026 | — |
| FTE Count | 548 | 2Q26 | — |
| Insured Deposits | 86% | 2Q26 | — |
| Loan / Deposit Ratio | 83.5% | 2Q26 | — |
| Net interest margin | 3.19% | Q2 2026 | — |
| Non-performing assets | $92.9M | as of June 30, 2026 | — |
| Non-performing assets as percentage of total assets | 1.09% | as of June 30, 2026 | — |
| Non-performing loans as percentage of total loans held for investment at amortized cost | 1.3% | as of June 30, 2026 | — |
| Pre Provision Net Revenue (non-GAAP) non-GAAP | 19.22M | Three Months Ended June 30, 2026 | — |
| Ratio of net charge-offs to average total loans at amortized cost | 0.2% | Q2 2026 | — |
| Return on average stockholders' equity | 1.89% | Q2 2026 | — |
| Return on average tangible common equity non-GAAP | 2.19% | Q2 2026 | — |
| Return on average tangible common equity (non-GAAP) non-GAAP | 2.19% | Three Months Ended June 30, 2026 | — |
| Tangible common equity (non-GAAP) non-GAAP | 931.2M | Three Months Ended June 30, 2026 | — |
| Tangible Common Equity (TCE) / Tangible Assets non-GAAP | 10.99% | 2Q26 | — |
| Tangible common equity per total common share outstanding (non-GAAP) non-GAAP | $18.74 | Three Months Ended June 30, 2026 | — |
| Tier 1 capital to risk-weighted assets ratio (Company) | 12.97% | June 30, 2026 | — |
| Tier 1 Leverage | 10.4% | 2Q26 | — |
| Tier 1 leverage ratio (Bank) | 11.24% | as of June 30, 2026 | — |
| Tier 1 leverage ratio (Company) | 10.38% | as of June 30, 2026 | — |
| Total capital to risk-weighted assets ratio (Company) | 16.05% | June 30, 2026 | — |
| Total deposits | $7.3B | Q2 2026 | — |
| Total loans | $6.1B | Q2 2026 | — |
| Total Net Charge Off Rate | 0.2% | 2Q26 | — |
| Yield on Loans | 7.35% | 2Q26 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Diversified — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FRBT
this stock
Forbright, Inc.
|
$968.08M | — | — | — | 0.1% |
|
JPM
Jpmorgan Chase & Co
|
$934.43B | +9.1% | +2.8% | 15.1 | 1.1% |
|
BAC
Bank Of America Corp /De/
|
$432.57B | +12.5% | +6.8% | 14.3 | 1.4% |
|
HSBC
Hsbc Holdings PLC
|
$355.93B | +30.1% | — | — | 0.2% |
|
RY
Royal Bank Of Canada
|
$285.48B | +20.4% | — | — | 0.5% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Institutional Holders
Accumulating
Holders
43
- % held
- 29.6%
- Net QoQ
- +15.0M sh
- Top holder
- WELLINGTON MANAGEMENT GRO…
Held
Float
Short & Settlement
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FRBT | -2.1% | -2.4% | — | -3.8% | — |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -0.2% | -5.7% | — | -5.9% | — |
Key facts
CIK
1925062
CUSIP
34520K105
13F (30d)
48 filings
45 filers
Visit website
Investor relations