FRME · First Merchants Corp
$43.70
+0.33 (+0.76%)
At close · Aug 14
Market Cap
$2.75B
Shares
63.02M
First Merchants Corp Earnings Call Transcripts
Every quarterly earnings call for First Merchants Corp (FRME) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-23
First Merchants Corporation 2nd Quarter 2026 Earnings
Positive tone
Loan growth and pipeline
First Savings acquisition integration
Two commercial credit downgrades and provisioning
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
First Merchants Corp Q1 FY2026 Earnings Call
Confident tone
First Savings acquisition integration
Fee income and specialty verticals
Loan growth and pipeline
Diluted EPS
$0.45
▼ 52.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
First Merchants Corp Q4 FY2025 Earnings Call
Confident tone
Loan Growth
First Savings Group Acquisition
Credit Quality
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-22
First Merchants Corp Q3 FY2025 Earnings Call
Confident tone
Loan growth
SBA and fee verticals
Investment portfolio and rate outlook
Diluted EPS
$0.98
▲ 16.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-23
First Merchants Corp Q2 FY2025 Earnings Call
Confident tone
Loan growth and balance sheet expansion
Deposit mix and pricing discipline
Credit quality and provision
Diluted EPS
$0.98
▲ 44.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
First Merchants Corp Q1 FY2025 Earnings Call
Positive tone
Loan growth and commercial momentum
Tariff impact uncertainty
Deposit cost management and mix
Diluted EPS
$0.94
▲ 17.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
First Merchants Corp Q4 FY2024 Earnings Call
Confident tone
Loan growth momentum
Net interest margin and deposit mix
Profitability targets and capital
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
First Merchants Corp Q3 FY2024 Earnings Call
Confident tone
Capital Deployment and M&A
Loan Growth and C&I Momentum
Deposit Management and NIM
Diluted EPS
$0.84
▼ 10.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
First Merchants Corp Q2 FY2024 Earnings Call
Positive tone
Loan Growth and Commercial Portfolio
Deposit Trends and Liquidity
Credit Quality and Provision Expense
Diluted EPS
$0.68
▼ 33.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
First Merchants Corp Q1 FY2024 Earnings Call
Positive tone
Credit quality
Loan growth and pipeline
Geographic expansion
Diluted EPS
$0.80
▼ 25.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-25
First Merchants Corp Q4 FY2023 Earnings Call
Confident tone
Deposit Growth and Repricing
Balance Sheet Strength and Liquidity
One-Time Charges and Adjusted Earnings
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
First Merchants Corp Q3 FY2023 Earnings Call
Diluted EPS
$0.94
▼ 13% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
First Merchants Corp Q2 FY2023 Earnings Call
Diluted EPS
$1.02
▲ 61.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-25
First Merchants Corp Q1 FY2023 Earnings Call
Diluted EPS
$1.07
▲ 17.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
First Merchants Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
First Merchants Corp Q3 FY2022 Earnings Call
Diluted EPS
$1.08
▲ 10.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
First Merchants Corp Q2 FY2022 Earnings Call
Diluted EPS
$0.63
▼ 38.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
First Merchants Corp Q1 FY2022 Earnings Call
Diluted EPS
$0.91
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-27
First Merchants Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-26
First Merchants Corp Q3 FY2021 Earnings Call
Diluted EPS
$0.98
▲ 46.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-26
First Merchants Corp Q2 FY2021 Earnings Call
Diluted EPS
$1.03
▲ 66.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-22
First Merchants Corp Q1 FY2021 Earnings Call
Diluted EPS
$0.91
▲ 46.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-28
First Merchants Corp Q4 FY2020 Earnings Call
Diluted EPS
$0.83
▼ 4.6% YoY
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
First Merchants Corp Q3 FY2020 Earnings Call
Diluted EPS
$0.67
▼ 5.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-23
First Merchants Corp Q2 FY2020 Earnings Call
Diluted EPS
$0.62
▼ 25.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-23
First Merchants Corp Q1 FY2020 Earnings Call
Diluted EPS
$0.62
▼ 20.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-30
First Merchants Corp Q4 FY2019 Earnings Call
Diluted EPS
$0.87
▲ 2.4% YoY
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
712534
CUSIP
320817109
13F (30d)
278 filings
276 filers
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