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FSBW · FS Bancorp, Inc.

Track FSBW — free
$42.60 -0.22 (-0.51%) At close · Aug 20
Market Cap
$318.24M
Shares
7.43M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$42.60 Open$42.82 Day$42.20–43.03 52W close$37.04–45.27 Avg vol 30d20K Short int195K · 2.6% float · 8.9d Short vol81% DataJul 2021–Aug 2026 Filing10-Q · Aug 10

Raw chart and full-history price indicators begin at the captured split on Jul 15, 2021; bars on opposite sides are not compared.

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 10, 2026

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 14.9 · calm Equity put/call 0.52
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +3%
above
Price vs 50-day avg −1%
below
RSI (14) 46
neutral
MACD trend Negative
52-week position 68%
mid-range
Momentum
relative strength
Neutral
1-month return −2%
trailing
6-month return +8%
trailing
YTD return +3%
this year
Relative strength −3%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $43 › 200d $41 — 50d above 200d
Institutional flow Accumulating
+3% holders QoQ · +12 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.62% of float · ▲ +11.3% MoM · 8.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
108 holders — near 3-yr high, broad support
Squeeze score 62
elevated · 0–100
Fundamentals
Strong
Revenue growth +45%
Y/Y
EPS growth −2%
Y/Y
Free cash flow $51.9M
Valuation P/E 9.8
below peers
Buyback $3.6M
remaining
Balance sheet $287.6M
net debt
Quant / Vol
risk profile
Moderate
Volatility 27%
annualized · 1-yr
Max drawdown −16%
past year
ATR 2.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+3% Bullish
Price vs 50-day avg
−1% Neutral
RSI (14)
46 Neutral
MACD trend
Negative Bearish
52-week position
68% Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $43 › 200d $41 — 50d above 200d
Institutional flow Accumulating
+3% holders QoQ · +12 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.62% of float · ▲ +11.3% MoM · 8.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
108 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $37 Now $43 · 68% Range high $45
vs 200-day avg +3% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average cost of funds 2.4% Six months ended June 30, 2026
Average total cost of funds 2.41% Three months ended June 30, 2026
CET 1 capital (to risk-weighted assets) 11.29% At June 30, 2026
Consumer loans 573.2M Q2 2026
Ending ACL balance $31.17M Three months ended June 30, 2026
Gross margins on home loan sales 2.98% the quarter ended June 30, 2026
Net interest margin (annualized) 4.3% Six months ended June 30, 2026
Provision $2.56M Three months ended June 30, 2026
Tier 1 leverage capital 11.4% Q2 2026
Tier 1 leverage capital (to average assets) 10.05% At June 30, 2026
Total classified loans $24.98M At June 30, 2026
Total commercial business loans 288.47M June 30, 2026
Total consumer loans 573.2M June 30, 2026
Total CRE loans 1B June 30, 2026
Total loans receivable, gross 2.66B June 30, 2026
Total nonperforming loans $15.65M At June 30, 2026
Total residential real estate loans 793.5M June 30, 2026
Total risk-based capital 14% Q2 2026
Total risk-based capital (to risk-weighted assets) 13.87% At June 30, 2026
Home Lending production 207.5M the three months ended March 31, 2026
Total deposits, excluding brokered deposits 2.31B March 31, 2026
Book value per share $41.55 Q4 2025
Loans receivable, net 2.62B Q4 2025
Noninterest-bearing deposits 658.1M Q4 2025
Total deposits 2.67B Q4 2025

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FSBW
FS Bancorp, Inc.
this stock
$318.24M +3.5% +44.8% 9.8 2.6%
MFG
Mizuho Financial Group Inc
$123.19B +38.4% 0.1%
HDB
Hdfc Bank Ltd
$118.97B -36.1% +15.2% 0.5%
IBN
Icici Bank Ltd
$105.45B -0.4% 0.5%
CIXPF
CaixaBank/ADR
$100.59B +18.7% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
108
% held
65.8%
Net QoQ
+91.3K sh
Top holder
T. Rowe Price Investment…
Held Float
View
Held by Funds
Fund positions
141
View
Short & Settlement
Short Interest Rising
Shares short
194.6K
Days to cover
8.9d
Change
+19.7K sh
View
Short Volume
Short vol %
81%
As of
Aug 20, 2026
Short Total
View
Fails to Deliver
FTD shares
215
Value
$9.3K
As of
Jul 16, 2026
View
Off-Exchange
Off-exchange %
34.8%
Week of
Jul 13, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$4.6M
Net income (FY)
$33.3M
EPS diluted
$4.29
View
Buybacks
Remaining
$3.6M
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 11, 2026
This year
15
View
Proposed Sales
Value
$484.3K
Shares
12.1K
Filed
Nov 12, 2025
View
Exempt Offerings
Offering
$50.0M
Filed
Feb 19, 2021
View

Performance

Raw-price comparisons begin at the captured split on Jul 15, 2021; windows that need an earlier baseline remain unavailable.

5D 20D 120D MTD YTD
FSBW -3.0% -2.2% +7.8% -0.7% +3.5%
SPY -2.0% +3.3% +11.2% +2.1% +11.8%
vs SPY -1.0% -5.5% -3.4% -2.8% -8.4%

Capital returns

Latest dividend
$0.29 / share · ex Aug 7, 2026
Raised 3.6%
Paid (TTM)
$1.15 / share · 4 payouts
Dividend yield (TTM, derived)
2.70%
Buyback program · as of Mar 31, 2026
Authorized
Spent (derived)
Remaining
$3.60M

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1530249 CUSIP 30263Y104 13F (30d) 102 filings 102 filers Visit website