HFBL

The options vested at a rate of 20% per year commencing on November 11, 2021 and were fully vested and exercisable as of November 11, 2025.

Includes 5,000 shares granted pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026 and 9,110 shares held jointly with the reporting person's spouse.

Includes 5,000 shares granted pursuant to the Issuer's 2025 Stock Incentive Plan that are vesting ratably over five years at 20% per year commencing on December 18, 2026.

The options vested at a rate of 20% per year commencing November 11, 2021, and were fully vested and exercisable as of November 11, 2025.

Includes 5,000 shares granted pursuant to the Issuer's 2025 Stock Incentive Plan that are vesting ratably over five years at 20% per year commencing on December 18, 2026 and 43,896 shares held jointly with the reporting person's spouse.

The options vested at a rate of 20% per year commencing on November 11, 2021 and were fully vested and exercisable as of November 11, 2025.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

Includes 9,110 shares held jointly with the reporting person's spouse.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

Includes 88,483 shares are held jointly with the reporting person's spouse.

Represents the grant of shares pursuant to the Issuer's 2025 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on December 18, 2026.

Includes 37,896 shares held jointly with the reporting person's spouse.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

The options are vesting at a rate of 20% per year commencing on December 18, 2026.

Disposition to the Issuer pursuant to Rule 16b-3(e).

The 88,483 shares are held jointly with the reporting person's spouse.

Disposition solely to meet tax withholding obligations for distribution from Stock Incentive Plan.

The 92,662 shares are held jointly with the reporting person's spouse.

Includes 6,000 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 30,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021 and 88,483 shares held jointly with the reporting person's spouse.

The options vested at a rate of 20% per year commencing on October 26, 2016 and were fully vested and exercisable as of October 26, 2020.

The options vested at a rate of 20% per year commencing on October 26, 2016 and were fully vested and exercisable as of October 26, 2020.

Includes 800 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 4,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021.

The options vested at a rate of 20% per year commencing on October 26, 2016 and were fully vested and exercisable as of October 26, 2020.

Includes 800 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 4,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021.

Includes 800 shares granted pursuant to 2019 Stock Incentive Plan which reflect the unvested portion for a grant award originally covering 4,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021.

The options vested at a rate of 20% per year commencing on October 26, 2016.

Includes 800 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 4,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021.

Includes 400 shares granted pursuant to the 2019 Stock Incentive Plan that reflect the unvested portion for a grant amount originally covering 2,000 shares and are vesting at a rate of 20% per year commencing on November 11, 2021 and two shares held jointly with the reporting person's daughter.

The options vested at a rate of 20% per year commencing on October 26, 2016.

Includes 800 shares granted pursuant to 2019 Stock Incentive Plan which reflect the unvested portion for a grant award originally covering 4,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021.

The options vested at a rate of 20% per year commencing on October 26, 2016.

Includes 6,000 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 30,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021 and 88,483 shares held jointly with the reporting person's spouse.

Disposition solely to meet tax withholding obligations for distribution from Stock Incentive Plan.

Includes 400 shares granted pursuant to the 2019 Stock Incentive Plan which reflects the unvested portion of a grant award originally covering 2,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021.

Disposition solely to meet tax withholding obligations for distribution from Stock Incentive Plan.

Includes 6,000 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 30,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021 and 92,662 shares held jointly with the reporting person's spouse.

The reporting person is amending this Form 4 to report a discretionary transaction in accordance with Rule 16b-3(f).

Transaction was a discretionary purchase of common stock held by 401(k) plan pursuant to an agreement, whereby the Reporting Person elected to rebalance holdings in 401(k) plan. The Reporting Person did not have control over the purchase.

Represents unit price and units of the Issuer's pooled stock fund (the Fund) under the Home Federal Bank Employees' Savings and Profit Sharing Plan and Trust ("401(k) Plan"). The Fund consists of cash and Common Stock in amounts that vary from time to time. The reporting person's units representing the Issuer's Common Stock held in the Fund are based on a per unit price of $27.610627 as of November 13, 2024.

Disposition to the Issuer pursuant to Rule 16b-3(e).

Includes 12,000 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 30,000 shares that commenced vesting at a rate of 20% per year on November 11, 2021 and 88,483 shares held jointly with the reporting person's spouse.

The options are vesting at a rate of 20% per year commencing on July 24, 2025.

The options are vesting at a rate of 20% per year commencing on July 24, 2025.

The options are vesting at a rate of 20% per year commencing on July 24,2025.

The options are vesting at a rate of 20% per year commencing on July 24, 2025.

The options vested at a rate of 20% per year commencing on July 31, 2015 and were fully vested and exercisable as of July 31, 2019.

Includes 12,000 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 30,000 shares that commenced vesting at a rate of 20% per year year on November 11, 2021 and 100,983 shares held jointly with the reporting person's spouse.

Includes 12,000 shares granted pursuant to the 2019 Stock Incentive Plan which reflect the unvested portion of a grant award originally covering 30,000 shares that commenced vesting at a rate of 20% per year year on November 11, 2021 and 100,983 shares held jointly with the reporting person's spouse.