Skip to main content
$61.33 -0.65 (-1.05%) At close · Aug 6
Market Cap
$1.06B
Shares
17.29M

Mercantile Bank Corp Earnings Call Transcripts

Every quarterly earnings call for Mercantile Bank Corp (MBWM) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Earnings call
FY26 · Q2
2026-07-21
Mercantile Bank Corp Q2 FY2026 Earnings Call
Confident tone Securities Portfolio and Liquidity Eastern Michigan Acquisition Loan Growth and Payoffs
Diluted EPS
$1.50
▲ 7.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-21
Mercantile Bank Corp Q1 FY2026 Earnings Call
Confident tone Loan growth and payoffs Eastern Michigan acquisition Deposit growth and mix
Diluted EPS
$1.32
▲ 9.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-20
Mercantile Bank Corp Q4 FY2025 Earnings Call
Confident tone Net interest margin and asset/liability management Eastern Michigan Bank acquisition Expense management and cost saves
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-21
Mercantile Bank Corp Q3 FY2025 Earnings Call
Confident tone Net interest margin stability Commercial loan portfolio composition Loan and deposit growth
Diluted EPS
$1.46
▲ 19.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-22
Mercantile Bank Corp Q2 FY2025 Earnings Call
Confident tone Strategic partnership with Eastern Michigan Bank Deposit base and funding Loan growth and pipeline
Diluted EPS
$1.39
▲ 18.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-22
Mercantile Bank Corp Q1 FY2025 Earnings Call
Positive tone Net interest margin and rate sensitivity Funding and balance-sheet repositioning Economic uncertainty and provisioning
Diluted EPS
$1.21
▼ 9.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-21
Mercantile Bank Corp Q4 FY2024 Earnings Call
Confident tone Loan Growth Deposit Strategy / Loan-to-Deposit Ratio Provisioning / Credit Outlook
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-15
Mercantile Bank Corp Q3 FY2024 Earnings Call
Positive tone Loan-to-deposit ratio reduction Securities portfolio and wholesale funding Commercial loan growth
Diluted EPS
$1.22
▼ 6.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-16
Mercantile Bank Corp Q2 FY2024 Earnings Call
Positive tone Capital management and capital returns Loan-to-deposit ratio reduction Net interest income and margin
Diluted EPS
$1.17
▼ 7.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-16
Mercantile Bank Corp Q1 FY2024 Earnings Call
Positive tone Deposit growth and loan-to-deposit ratio Net interest margin outlook Noninterest income and fee growth
Diluted EPS
$1.34
▲ 2.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-16
Mercantile Bank Corp Q4 FY2023 Earnings Call
Confident tone Net interest margin Technology investment Asset quality and credit
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-17
Mercantile Bank Corp Q3 FY2023 Earnings Call
Diluted EPS
$1.30
▲ 28.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-18
Mercantile Bank Corp Q2 FY2023 Earnings Call
Diluted EPS
$1.27
▲ 71.6% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-18
Mercantile Bank Corp Q1 FY2023 Earnings Call
Diluted EPS
$1.31
▲ 79.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-17
Mercantile Bank Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-18
Mercantile Bank Corp Q3 FY2022 Earnings Call
Diluted EPS
$1.01
▲ 6.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-19
Mercantile Bank Corp Q2 FY2022 Earnings Call
Diluted EPS
$0.74
▼ 33.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-19
Mercantile Bank Corp Q1 FY2022 Earnings Call
Diluted EPS
$0.73
▼ 16.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-18
Mercantile Bank Corp Q4 FY2021 Earnings Call
Diluted EPS
$0.74
▼ 14% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-19
Mercantile Bank Corp Q3 FY2021 Earnings Call
Diluted EPS
$0.95
▲ 43.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-20
Mercantile Bank Corp Q2 FY2021 Earnings Call
Diluted EPS
$1.12
▲ 107.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-20
Mercantile Bank Corp Q1 FY2021 Earnings Call
Diluted EPS
$0.87
▲ 33.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-19
Mercantile Bank Corp Q4 FY2020 Earnings Call
Diluted EPS
$0.86
▲ 6.2% YoY
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-20
Mercantile Bank Corp Q3 FY2020 Earnings Call
Diluted EPS
$0.66
▼ 14.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-21
Mercantile Bank Corp Q2 FY2020 Earnings Call
Diluted EPS
$0.54
▼ 23.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-21
Mercantile Bank Corp Q1 FY2020 Earnings Call
Diluted EPS
$0.65
▼ 9.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-21
Mercantile Bank Corp Q4 FY2019 Earnings Call
Diluted EPS
$0.81
▲ 15.7% YoY
Audio Transcript Slides 8-K10-K
Showing 1–27 of 27 earnings calls
Key facts CIK 1042729 CUSIP 587376104 13F (30d) 61 filings 60 filers Visit website Investor relations