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$42.75 +1.17 (+2.81%) At close · Jul 24
Market Cap
$3.25B
Shares
75.97M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$42.75 Open$41.82 Day$41.65–42.75 52W$34.84–43.36 Avg vol 30d582K Short int2.1M · 2.7% float · 4.3d Short vol49% Last earningsApr 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 1

Up next

Next earnings call
Aug 3, 2026 Est · unconfirmed · in 1 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 1, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 18.6 · elevated Equity put/call 0.61
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +11%
      above
      Price vs 50-day avg +10%
      above
      RSI (14) 65
      neutral
      MACD trend Negative
      52-week position 93%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +8%
      trailing
      6-month return +10%
      trailing
      YTD return +5%
      this year
      Relative strength +4%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $39 › 200d $39 — 50d above 200d
      Institutional flow Distributing
      66 of 359 funds reported for Jun 30 · net -80.4K sh shares · +12 new
      Insider flow Distributing
      Net -$58.9K over 90 days · 100% sells
      Short interest Falling
      2.74% of float · ▼ -3.8% MoM · 4.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      359 holders — near 3-yr high, broad support
      Squeeze score 61
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +9%
      Y/Y
      EPS growth +11%
      Y/Y
      Free cash flow $412.5M
      Valuation P/E 8.7
      below peers
      Buyback $198.2M
      remaining
      Balance sheet $376.9M
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 24%
      annualized · 1-yr
      Max drawdown −15%
      past year
      ATR 2.2%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +11% Bullish
      Price vs 50-day avg
      +10% Bullish
      RSI (14)
      65 Neutral
      MACD trend
      Negative Bearish
      52-week position
      93% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $39 › 200d $39 — 50d above 200d
      Institutional flow Distributing
      66 of 359 funds reported for Jun 30 · net -80.4K sh shares · +12 new
      Insider flow Distributing
      Net -$58.9K over 90 days · 100% sells
      Short interest Falling
      2.74% of float · ▼ -3.8% MoM · 4.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      359 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $35 Now $43 · 93% 52-wk high $43
      vs 200-day avg +11% vs 50-day avg +10%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Book Value per Share $34.57 first quarter ended March 31, 2026
      Book Value per Share (excluding net unrealized gains and losses) non-GAAP $35.46 first quarter ended March 31, 2026
      New Insurance Written - NIW 14.2B Quarter Ended 3/31/2026
      Primary Insurance-in-Force 222.3B first quarter ended March 31, 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Specialty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NMIH
      NMI Holdings, Inc.
      this stock
      $3.25B +4.8% +8.5% 8.7 2.7%
      FNF
      Fidelity National Financial, Inc.
      $13.08B -9.0% +5.6% 17.3 3.6%
      RYAN
      Ryan Specialty Holdings, Inc.
      $10.54B -22.3% +21.3% 6.3%
      AXS
      Axis Capital Holdings Ltd
      $8.45B +7.5% +9.9% 8.6 2.7%
      FAF
      First American Financial Corp
      $7.03B +13.2% +21.6% 9.6 6.4%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      368
      % held
      93.4%
      Reported
      66 of 359
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      357
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      2.1M
      Days to cover
      4.3d
      Change
      -82.8K sh
      View
      Short Volume
      Short vol %
      49%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      155
      Value
      $6.4K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      51.9%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$58.9K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Susie Lee
      Amount
      $1.0K–$15.0K
      Traded
      Jul 15, 2020
      View
      Financials
      Financials
      Revenue (FY)
      $706.4M
      Net income (FY)
      $388.9M
      EPS diluted
      $4.92
      View
      Buybacks
      Authorized · 2 programs
      $450.0M
      Remaining
      $198.2M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 15, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $58.9K
      Shares
      1.6K
      Filed
      May 19, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 30, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NMIH -0.6% +8.1% +10.4% +4.0% +4.8%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY +1.1% +7.4% +4.1% +5.2% -3.4%

      Capital returns

      Buyback programs · 2 active · as of Mar 31, 2026
      Authorized (total)
      $450.00M
      Spent (derived)
      $251.80M
      Remaining
      $198.20M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1547903 CUSIP 629209305 13F (30d) 64 filings 64 filers Visit website Investor relations