Skip to main content
NMIH logo

NMIH · NMI Holdings, Inc.

Track NMIH — free
Market Cap
$3.30B
Shares
75.22M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$43.89 Open$44.68 Day$43.81–44.68 52W close$35.35–45.71 Avg vol 30d465K Short int1.8M · 2.4% float · 4.4d Short vol55% Last earningsJul 30, 2026 DataJan 2020–Sep 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Nov 2, 2026 Est · unconfirmed · in 7 wks
filed Jul 31, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$730.78M
Trailing 12 months
Net income (TTM)
$395.33M
Trailing 12 months
Revenue growth YoY
+8.1%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
8.6
Trailing earnings · reciprocal yield 11.6%
FCF yield
13.4%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
Latest balance sheet
Dividend yield
Trailing 12 months
Shares change YoY
-3.4%
Year over year · fewer shares
Price change (1Y)
+8.8%
Trailing year
Short interest
2.4%
Latest settlement · 4.4 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 15.8 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +10%
above
Price vs 50-day avg +0%
above
RSI (14) 44
neutral
MACD trend Negative
52-week position 82%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −3%
trailing
6-month return +19%
trailing
YTD return +8%
this year
Relative strength +1%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $44 › 200d $40 — 50d above 200d
Institutional flow Distributing
-1% holders QoQ · +41 funds added
Insider flow Distributing
Net -$8.8M over 90 days · 100% sells
Short interest Falling
2.42% of float · ▼ -6.0% MoM · 4.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
359 holders — near 3-yr high, broad support
Squeeze score 49
elevated · 0–100
Fundamentals
Excellent
Revenue growth +9%
Y/Y
EPS growth +11%
Y/Y
Free cash flow $412.5M
Valuation P/E 8.6
below peers
Buyback $166.8M
remaining
Balance sheet $351.6M
net debt
Quant / Vol
risk profile
Very Low
Volatility 24%
annualized · 1-yr
Max drawdown −15%
past year
ATR 2.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+10% Bullish
Price vs 50-day avg
+0% Bullish
RSI (14)
44 Neutral
MACD trend
Negative Bearish
52-week position
82% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $44 › 200d $40 — 50d above 200d
Institutional flow Distributing
-1% holders QoQ · +41 funds added
Insider flow Distributing
Net -$8.8M over 90 days · 100% sells
Short interest Falling
2.42% of float · ▼ -6.0% MoM · 4.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
359 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $35 Now $44 · 82% Range high $46
vs 200-day avg +10% vs 50-day avg +0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Insurance - Specialty — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NMIH
NMI Holdings, Inc.
this stock
$3.30B +7.6% +8.5% 8.6 2.4%
FNF
Fidelity National Financial, Inc.
$11.84B -19.2% +5.6% 3.4%
FAF
First American Financial Corp
$7.33B +16.8% +21.6% 10.0 5.9%
AXS
Axis Capital Holdings Ltd
$7.24B -8.3% +10.2% 7.3 2.9%
ACT
Enact Holdings, Inc.
$6.80B +24.7% +2.8% 10.4 2.3%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
359
% held
98.9%
Net QoQ
+320.3K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
375
View
Short & Settlement
Short Interest Falling
Shares short
1.8M
Days to cover
4.4d
Change
-115.3K sh
View
Short Volume
Short vol %
55%
As of
Sep 11, 2026
Short Total
View
Fails to Deliver
FTD shares
19
Value
$840
As of
Aug 11, 2026
View
Off-Exchange
Off-exchange %
38.8%
Week of
Aug 3, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$8.8M
Buyers / Sellers
0 / 3
Buyers Sellers
View
Congressional Trades Sell
Member
Susie Lee
Amount
$1.0K–$15.0K
Traded
Jul 15, 2020
View
Financials
Financials
Revenue (FY)
$706.4M
Net income (FY)
$388.9M
EPS diluted
$4.92
View
Buybacks
Authorized · 2 programs
$450.0M
Remaining
$166.8M
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Jul 31, 2026
This year
9
View
Proposed Sales
Value
$8.6M
Shares
190.9K
Filed
Sep 4, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 30, 2026
View

Performance

5D 20D 120D MTD YTD
NMIH -3.3% -3.4% +19.3% -1.0% +7.6%
SPY -1.2% -1.8% +17.8% -0.4% +12.1%
vs SPY -2.2% -1.7% +1.5% -0.7% -4.5%

Capital returns

Buyback programs · 2 active · as of Jun 30, 2026
Authorized (total)
$450.00M
Spent (derived)
$283.20M
Remaining
$166.80M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1547903 CUSIP 629209305 13F (30d) 94 filings 93 filers Visit website Investor relations