NMIH · NMI Holdings, Inc. · Insider Trading

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on September 13, 2023 at a net settlement price equal to the closing stock price on September 11, 2026.

Represents 3,233 common shares and 4,610 unvested restricted stock units.

The option vested in full on February 13, 2022.

The option vested in full on February 7, 2021.

The option vested in full on March 15, 2021.

The common stock was sold by the reporting person in a series of open market transactions at an average sale price of $44.855. The range of sale prices on the transaction date was $44.51 to $45.16. The reporting person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 147,213 common shares and 123,054 unvested restricted stock units.

Represents 208,338 common shares and 123,054 unvested restricted stock units.

The common stock was sold by the reporting person in a series of open market transactions at an average sale price of $44.5085. The range of sale prices on the transaction date was $44.22 to $44.74. The reporting person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 14,605 common shares and 36,129 unvested restricted stock units.

The common stock was sold by the reporting person in a series of open market transactions at an average sale price of $44.6469. The range of sale prices on the transaction date was $44.325 to $44.86. The reporting person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 71,241 common shares and 25,140 unvested restricted stock units.

The common stock was sold by the reporting person in an open market transaction on the transaction date at a sale price of $37.9001.

Represents 64,514 common shares and 4,512 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 46,046 common shares and 4,512 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 4,439 common shares and 4,512 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 44,245 common shares and 4,512 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 66,068 common shares and 4,512 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 8,663 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 31,652 common shares and 4,512 unvested restricted stock units.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.

Represents 17,320 common shares and 4,512 unvested restricted stock units.

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on May 8, 2024 at a net settlement price equal to closing stock price on May 8, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversary of the grant date and 20% on the third anniversary of the grant date.

Represents 26,267 common shares and 36,129 unvested restricted stock units.

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on May 8, 2024 at a net settlement price equal to closing stock price on May 1, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversary of the grant date and 20% on the third anniversary of the grant date.

Represents 23,447 common shares and 41,871 unvested restricted stock units.

The common stock was sold by the Reporting Person in a series of open market transactions at a weighted average sale price of $37.3467. The range of sale prices on the transaction date was $36.8850 to $37.6100. The Reporting Person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 363,130 common shares and 52,281 unvested restricted stock units.

Represents shares withheld to satisfy the cashless exercise of certain options granted to the Reporting Person on February 9, 2017 at a net settlement price equal to the closing stock price on March 23, 2026, and withholding taxes due in connection with the exercise of such options. The option vested in full on February 9, 2020.

The option vested in full on February 9, 2020.

The common stock was sold by the Reporting Person in a series of open market transactions at a weighted average sale price of $37.0544. The range of sale prices on the transaction date was $36.8550 to $37.4000. The Reporting Person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 363,130 common shares and 52,281 unvested restricted stock units.

The option vested in full on February 9, 2020.

Represents shares withheld to satisfy the cashless exercise of certain options granted to the Reporting Person on February 9, 2017 at a net settlement price equal to the closing stock price on March 18, 2026, and withholding taxes due in connection with the exercise of such options. The option vested in full on February 9, 2020.

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on March 15, 2024 at a net settlement price equal to the closing stock price on March 13, 2026.

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on March 15, 2023 at a net settlement price equal to the closing stock price on March 13, 2026.

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on March 15, 2024 at a net settlement price equal to the closing stock price on March 13, 2026.

Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The shares underlying such restricted stock units vest in three equal annual installments beginning on the first anniversary of the grant date.

Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on March 15, 2025 at a net settlement price equal to the closing stock price on March 13, 2026.

Represents 2,943 common shares and 5,202 unvested restricted stock units.

The common stock was sold by the Reporting Person in a series of open market transactions at a weighted average sale price of $36.5803. The range of sale prices on the transaction date was $36.31 to $36.81. The Reporting Person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 363,130 common shares and 52,281 unvested restricted stock units.

Represents shares withheld to satisfy the cashless exercise of certain options granted to the Reporting Person on February 9, 2017 at a net settlement price equal to the closing stock price on March 11, 2026, and withholding taxes due in connection with the exercise of such options. The option vested in full on February 9, 2020.

The option vested in full on February 9, 2020.

The common stock was sold by the Reporting Person in a series of open market transactions at a weighted average sale price of $38.9060. The range of sale prices on the transaction date was $38.66 to $39.19. The Reporting Person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 363,130 common shares and 52,281 unvested restricted stock units. This Form 4 reflects a correction of previously disclosed amounts of common shares and unvested restricted stock units reported in the Form 4s filed on February 18, 2026 and February 27, 2026. No transactions were omitted or incorrectly reported.

Represents shares withheld to satisfy the cashless exercise of certain options granted to the Reporting Person on February 9, 2017 at a net settlement price equal to the closing stock price on March 4, 2026, and withholding taxes due in connection with the exercise of such options. The option vested in full on February 9, 2020.

The option vested in full on February 9, 2020.

Pursuant to a marriage settlement agreement, these common shares were transferred for no consideration to the Reporting Person's former spouse and such shares are no longer beneficially owned by the Reporting Person.

Represents 124,901 common shares and 34,433 unvested restricted stock units.

The common stock was sold by the Reporting Person in a series of open market transactions at a weighted average sale price of $39.8541. The range of sale prices on the transaction date was $39.56 to $40.05. The Reporting Person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 308,130 common shares and 107,281 unvested restricted stock units.

The option vested in full on February 9, 2020.

Represents shares withheld to satisfy the cashless exercise of certain options granted to the Reporting Person on February 9, 2017 at a net settlement price equal to the closing stock price on February 25, 2026, and withholding taxes due in connection with the exercise of such options. The option vested in full on February 9, 2020.

The option vested in full on February 9, 2020.

The common stock was sold by the reporting person in a series of open market transactions at a weighted average sale price of $39.6295. The range of sale prices on the transaction date was $39.56 to $39.79. The reporting person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 308,130 common shares and 107,281 unvested restricted stock units.

The common stock was sold by the reporting person in a series of open market transactions at a weighted average sale price of $39.8875. The range of sale prices on the transaction date was $39.6300 to $40.0150. The reporting person undertakes to provide, upon request by the SEC staff, NMIH or a security holder of NMIH, full information regarding the shares sold at each price.

Represents 21,213 common shares and 17,520 unvested restricted stock units.