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NMIH · NMI Holdings, Inc.

Track NMIH — free
$39.27 +0.44 (+1.12%)
Market Cap
$3.10B
Shares
75.22M
Volume · Oct 5 61.54K Avg daily vol (3M) 549.17K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$38.83 Open$38.49 Day$37.92–39.05 52W close$35.35–45.71 Avg vol 30d657K Short int2.0M · 2.6% float · 3.7d Short vol55% Last earningsJul 30, 2026 DataJan 2020–Oct 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Nov 2, 2026 Est · unconfirmed · in 4 wks
filed Jul 31, 2026
call held Apr 30, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$730.78M
Trailing 12 months
Net income (TTM)
$395.33M
Trailing 12 months
Revenue growth YoY
+8.1%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
7.6
Trailing earnings · reciprocal yield 13.1%
FCF yield
14.2%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-3.4%
Year over year · fewer shares
Price change (1Y)
+4.2%
Trailing year
Short interest
2.6%
Latest settlement · 3.7 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −3%
below
Price vs 50-day avg −11%
below
RSI (14) 28
oversold
MACD trend Negative
52-week position 34%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −14%
trailing
6-month return −1%
trailing
YTD return −5%
this year
Relative strength −13%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $44 › 200d $40 — 50d above 200d
Institutional flow Flat
2 of 359 funds reported for Sep 30 · net 0 sh shares
Insider flow Distributing
Net -$8.8M over 90 days · 100% sells
Short interest Rising
2.63% of float · ▲ +8.7% MoM · 3.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
359 holders — near 3-yr high, broad support
Squeeze score 50
elevated · 0–100
Fundamentals
Excellent
Revenue growth +9%
Y/Y
EPS growth +11%
Y/Y
Free cash flow $412.5M
Valuation P/E 8.1
below peers
Buyback $166.8M
remaining
Balance sheet $351.6M
net debt
Quant / Vol
risk profile
Low
Volatility 25%
annualized · 1-yr
Max drawdown −18%
past year
ATR 3.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Aug 5, 2020
ILN-related transaction costs · the third quarter $1.8M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
2 · 5 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−3% Neutral
Price vs 50-day avg
−11% Bearish
RSI (14)
28 Neutral
MACD trend
Negative Bearish
52-week position
34% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $44 › 200d $40 — 50d above 200d
Institutional flow Flat
2 of 359 funds reported for Sep 30 · net 0 sh shares
Insider flow Distributing
Net -$8.8M over 90 days · 100% sells
Short interest Rising
2.63% of float · ▲ +8.7% MoM · 3.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
359 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $35 Now $39 · 34% Range high $46
vs 200-day avg -3% vs 50-day avg -11%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Insurance - Specialty — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NMIH
NMI Holdings, Inc.
this stock
$3.10B -4.8% +8.5% 8.1 2.6%
FNF
Fidelity National Financial, Inc.
$11.11B -28.1% +5.6% — 3.9%
AXS
Axis Capital Holdings Ltd
$7.02B -11.4% +10.2% 7.1 2.7%
FAF
First American Financial Corp
$6.77B +1.7% +21.6% 9.2 5.9%
ACT
Enact Holdings, Inc.
$6.45B +14.2% +2.8% 9.9 2.0%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
359
% held
98.9%
Reported
2 of 359
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
373
View
Short & Settlement
Short Interest Rising
Shares short
2.0M
Days to cover
3.7d
Change
+158.5K sh
View
Short Volume
Short vol %
55%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
14
Value
$619
As of
Sep 11, 2026
View
Off-Exchange
Off-exchange %
40.0%
Week of
Aug 31, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$8.8M
Buyers / Sellers
0 / 3
Buyers Sellers
View
Congressional Trades Sell
Member
Susie Lee
Amount
$1.0K–$15.0K
Traded
Jul 15, 2020
View
Financials
Financials
Revenue (FY)
$706.4M
Net income (FY)
$388.9M
EPS diluted
$4.92
View
Buybacks
Authorized · 2 programs
$450.0M
Remaining
$166.8M
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Jul 31, 2026
This year
9
View
Proposed Sales
Value
$8.6M
Shares
190.9K
Filed
Sep 4, 2026
View
Earnings & Events
Webcasts
Last webcast
Jul 30, 2026
View

Performance

5D 20D 120D MTD YTD
NMIH -5.8% -14.5% -1.0% +4.1% -4.8%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY -5.6% -14.0% -13.2% +3.1% -17.7%

Capital returns

Buyback programs · 2 active · as of Jun 30, 2026
Authorized (total)
$450.00M
Spent (derived)
$283.20M
Remaining
$166.80M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1547903 CUSIP 629209305 13F (30d) 11 filings 7 filers Visit website Investor relations