NMIH · NMI Holdings, Inc.
$45.71
+0.27 (+0.59%)
At close · Aug 14
Market Cap
$3.38B
Shares
75.22M
NMI Holdings, Inc. Earnings Call Transcripts
Every quarterly earnings call for NMI Holdings, Inc. (NMIH) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲5.3%
$130.58M
$76.84M
'22 Q3
22-11-01
▲6.4%
$133.11M
$72.94M
'22 Q4
23-02-14
▲7.3%
$136.78M
$74.46M
'23 Q1
23-05-02
▲7.9%
$142.69M
$80.28M
'23 Q2
23-08-01
▲13.5%
$148.16M
$83.95M
'23 Q3
23-11-01
▲13.7%
$151.38M
$83.41M
'23 Q4
24-02-14
▲14.2%
$156.25M
$89.05M
'24 Q1
24-04-30
▲13.6%
$162.12M
$92.08M
'24 Q2
24-07-30
▲12.1%
$166.09M
$92.81M
'24 Q3
24-11-06
▲10%
$166.50M
$86.17M
'24 Q4
25-02-06
▲10.9%
$173.25M
$102.56M
'25 Q1
25-04-29
▲7.2%
$173.78M
$96.15M
'25 Q2
25-07-29
▲7.6%
$178.68M
$96.00M
'25 Q3
25-11-04
▲8.5%
$180.74M
$94.22M
'25 Q4
26-02-10
▲5.9%
$183.47M
$99.33M
'26 Q1
26-04-30
LATEST
▲8.1%
$187.89M
$105.79M
'26 Q2
26-07-30
Earnings call
FY26 · Q2
2026-07-30
NMI Holdings, Inc. Q2 FY2026 Earnings Call
Revenue
$187.89M
▲ 8.1% YoY Diluted EPS
$1.38
▲ 14% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-30
NMI Holdings, Inc. Q1 FY2026 Earnings Call
Confident tone
NIW Volume and Insured Portfolio Growth
Financial Results and Profitability
Credit Performance and Defaults
Revenue
$183.47M
▲ 5.9% YoY Diluted EPS
$1.28
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-10
NMI Holdings, Inc. Q4 FY2025 Earnings Call
Confident tone
Record financial results and portfolio growth
Reinsurance and capital markets innovation
Mortgage rate environment and housing market outlook
Revenue
$180.74M*
▲ 8.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-04
NMI Holdings, Inc. Q3 FY2025 Earnings Call
Confident tone
New Insurance Written (NIW) Volume and Portfolio Growth
Persistency and Refinancing Risk
Credit Quality and Defaults
Revenue
$178.68M
▲ 7.6% YoY Diluted EPS
$1.22
▲ 6.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-29
NMI Holdings, Inc. Q2 FY2025 Earnings Call
Confident tone
Credit performance and defaults
NIW production and insured portfolio growth
Record financial performance
Revenue
$173.78M
▲ 7.2% YoY Diluted EPS
$1.21
▲ 7.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
NMI Holdings, Inc. Q1 FY2025 Earnings Call
Confident tone
Insurance in force growth
Record financial results
Risk management and credit discipline
Revenue
$173.25M
▲ 10.9% YoY Diluted EPS
$1.28
▲ 18.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-06
NMI Holdings, Inc. Q4 FY2024 Earnings Call
Confident tone
Financial performance and profitability
Portfolio growth and record insurance in force
Credit quality and risk management
Revenue
$166.50M*
▲ 10% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
NMI Holdings, Inc. Q3 FY2024 Earnings Call
Confident tone
Insurance in Force Growth
Record Financial Results
Book Year Performance (2022/2023 vintages)
Revenue
$166.09M
▲ 12.1% YoY Diluted EPS
$1.15
▲ 15% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
NMI Holdings, Inc. Q2 FY2024 Earnings Call
Confident tone
Insured portfolio growth and NIW volume
Pricing and competitive environment
Credit performance and default trends
Revenue
$162.12M
▲ 13.6% YoY Diluted EPS
$1.13
▲ 18.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
NMI Holdings, Inc. Q1 FY2024 Earnings Call
Confident tone
Insurance-in-Force and NIW Growth
Macro and Housing Environment
Reinsurance Strategy
Revenue
$156.25M
▲ 14.2% YoY Diluted EPS
$1.08
▲ 22.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-14
NMI Holdings, Inc. Q4 FY2023 Earnings Call
Confident tone
Portfolio growth and insurance in force
Record financial results and earnings growth
Credit performance and risk management
Revenue
$151.38M*
▲ 13.7% YoY Diluted EPS
$1.01
▲ 17.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
NMI Holdings, Inc. Q3 FY2023 Earnings Call
Revenue
$148.16M
▲ 13.5% YoY Diluted EPS
$1.00
▲ 11.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-01
NMI Holdings, Inc. Q2 FY2023 Earnings Call
Revenue
$142.69M
▲ 7.9% YoY Diluted EPS
$0.95
▲ 10.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-02
NMI Holdings, Inc. Q1 FY2023 Earnings Call
Revenue
$136.78M
▲ 7.3% YoY Diluted EPS
$0.88
▲ 14.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-14
NMI Holdings, Inc. Q4 FY2022 Earnings Call
Revenue
$133.11M*
▲ 6.4% YoY Diluted EPS
$0.86
▲ 24.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-01
NMI Holdings, Inc. Q3 FY2022 Earnings Call
Revenue
$130.58M
▲ 5.3% YoY Diluted EPS
$0.90
▲ 30.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-02
NMI Holdings, Inc. Q2 FY2022 Earnings Call
Revenue
$132.22M
▲ 9.5% YoY Diluted EPS
$0.86
▲ 32.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-04
NMI Holdings, Inc. Q1 FY2022 Earnings Call
Revenue
$127.44M
▲ 10.6% YoY Diluted EPS
$0.77
▲ 26.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-15
NMI Holdings, Inc. Q4 FY2021 Earnings Call
Revenue
$125.07M*
▲ 13.8% YoY Diluted EPS
$0.69
▲ 23.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-02
NMI Holdings, Inc. Q3 FY2021 Earnings Call
Revenue
$124.04M
▲ 15.1% YoY Diluted EPS
$0.69
▲ 53.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-03
NMI Holdings, Inc. Q2 FY2021 Earnings Call
Revenue
$120.77M
▲ 11.9% YoY Diluted EPS
$0.65
▲ 80.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-04
NMI Holdings, Inc. Q1 FY2021 Earnings Call
Revenue
$115.19M
▲ 7% YoY Diluted EPS
$0.61
▼ 17.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-16
NMI Holdings, Inc. Q4 FY2020 Earnings Call
Revenue
$109.90M*
▲ 4.8% YoY Diluted EPS
$0.56
▼ 21.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-05
NMI Holdings, Inc. Q3 FY2020 Earnings Call
Revenue
$107.78M
▲ 6.1% YoY Diluted EPS
$0.45
▼ 34.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-05
NMI Holdings, Inc. Q2 FY2020 Earnings Call
Revenue
$107.95M
▲ 18.4% YoY Diluted EPS
$0.36
▼ 35.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-06
NMI Holdings, Inc. Q1 FY2020 Earnings Call
Revenue
$107.65M
▲ 32.7% YoY Diluted EPS
$0.74
▲ 54.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-11
NMI Holdings, Inc. Q4 FY2019 Earnings Call
Revenue
$104.90M*
▲ 37.6% YoY Diluted EPS
$0.71
▲ 54.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1547903
CUSIP
629209305
13F (30d)
333 filings
328 filers
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