NMIH · NMI Holdings, Inc. · Metrics
$38.21
-0.82 (-2.10%)
At close · Nov 9
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Market Cap
$2.91B
Shares
74.56M
Volume · Nov 9
64.8K
Avg daily vol (3M)
721.79K
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NMIH metrics
92 of 125 screener metrics currently available.
Market overview
2 metricsShare price
$39.03
Market cap
$2.91B
Price action
23 metricsPrice change (1W)
-8.5%
Price change (30D)
-2.4%
Price change (3M)
-12.5%
Price change (6M)
+0.4%
Price change (YTD)
-4.3%
Price change (1Y)
+8.2%
Trailing year
Price change (5Y)
+72.0%
52-week high
$45.71
52-week low
$35.42
Change from 52-week high
-14.6%
Change from 52-week low
+10.2%
Annualized volatility
27.8%
Annualized volatility (3M)
34.0%
Implied volatility (30D)
35.1%
IV rank (1Y)
—
IV percentile (1Y)
—
Beta
0.1
RSI (14D)
37.3
Price vs SMA 50
-7.1%
Price vs SMA 200
-3.3%
Avg volume (3M)
721,791
Relative volume
2.7
Average dollar volume
$30.28M
Company
3 metricsSector
Financial Services
Industry
Insurance - Specialty
Shares outstanding
74.56M
Valuation
12 metricsP / E (TTM)
7.7
Trailing earnings · reciprocal yield 13.1%
PEG ratio
9.3
EV / revenue
4.4×
reciprocal yield 22.7%
EV / EBITDA
—
EV / EBIT
—
P / sales
3.9×
reciprocal yield 25.4%
P / book
1.1
reciprocal yield 92.9%
FCF yield
14.6%
TTM · current market cap
Buyback yield
4.0%
P / FCF
6.9
reciprocal yield 14.6%
P / operating cash flow
6.7
reciprocal yield 14.8%
Earnings yield
13.5%
Historical valuation
8 metricsP / E historical average (3Y)
8.1×
reciprocal yield 12.4%
P / E historical average (5Y)
7.8×
reciprocal yield 12.8%
EV / revenue historical average (3Y)
4.8×
reciprocal yield 20.8%
EV / revenue historical average (5Y)
4.7×
reciprocal yield 21.4%
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
4.0%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-11-05
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
53.1%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$392.81M
Trailing 12 months
Diluted EPS (TTM)
$5.10
FCF margin
57.4%
Effective tax rate
22.0%
Growth
11 metricsRevenue growth YoY
+5.0%
Year over year
Net income growth YoY
-2.6%
Revenue (TTM)
$739.65M
Trailing 12 months
EPS growth YoY
+0.8%
Shares change YoY
-3.4%
Year over year · fewer shares
Revenue CAGR (3Y)
+10.5%
Revenue CAGR (5Y)
+10.3%
EPS CAGR (3Y)
+13.2%
EPS CAGR (5Y)
+18.2%
FCF CAGR (3Y)
+10.9%
FCF CAGR (5Y)
+11.4%
Quality
14 metricsReturn on equity
14.5%
Return on assets
9.8%
Debt / equity
0.2
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$424.25M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$346.20M
Latest balance sheet
Cash & equivalents
$72.33M
Total assets
$4.00B
Total debt
$418.53M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$431.41M
Capital expenditures (TTM)
$7.16M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$21.95M
R&D / revenue
—
Stock compensation / revenue
3.0%
Ownership (13F)
9 metrics13F filers
359
13F filer change QoQ
-4
Institutional ownership
99.8%
Conviction holders (share of 13F filers)
0.3%
Crowding (high-turnover and private-fund holders)
24.0%
Private-fund adviser ownership
21.6%
Active holders' share change QoQ
-0.4%
Holder tenure
16.1
Price vs estimated holder cost
+24.1%
Ownership (registered funds)
1 metricsIndex-fund ownership
25.8%
Short interest
3 metricsShort interest
4.0%
Latest settlement · 3.6 days to cover
Days to cover
3.6d
Short-squeeze score
69 / 100
Insider activity
2 metricsNet insider buying (90D)
−$8.27M
Insider-sentiment score
14 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
1547903
CUSIP
629209305
13F (30d)
163 filings
146 filers
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