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OPHC · OptimumBank Holdings, Inc.

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$9.81 +0.63 (+6.86%) At close · Aug 14
Market Cap
$215.52M
Shares
24.08M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$9.81 Open$9.17 Day$9.17–9.93 52W close$3.91–9.81 Avg vol 30d129K Short int18K · 0.1% float · 1.0d Short vol34% Last earningsAug 13, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 10

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Aug 10, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Strong Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +85%
      above
      Price vs 50-day avg +48%
      above
      RSI (14) 79
      overbought
      MACD trend Positive
      52-week position 100%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +63%
      trailing
      6-month return +86%
      trailing
      YTD return +131%
      this year
      Relative strength +72%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $7 › 200d $5 — 50d above 200d
      Institutional flow Accumulating
      +39% holders QoQ · +8 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      0.07% of float · ▲ +28.9% MoM · 1.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      25 holders — near 3-yr high, broad support
      Squeeze score 65
      elevated · 0–100
      Fundamentals
      Excellent
      EPS growth +13%
      Y/Y
      Free cash flow $16.9M
      Balance sheet $22.8M
      net cash
      Quant / Vol
      risk profile
      Moderate
      Volatility 36%
      annualized · 1-yr
      Max drawdown −11%
      past year
      ATR 4.8%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 4
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +85% Bullish
      Price vs 50-day avg
      +48% Bullish
      RSI (14)
      79 Bearish
      MACD trend
      Positive Bullish
      52-week position
      100% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $7 › 200d $5 — 50d above 200d
      Institutional flow Accumulating
      +39% holders QoQ · +8 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      0.07% of float · ▲ +28.9% MoM · 1.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      25 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $4 Now $10 · 100% Range high $10
      vs 200-day avg +85% vs 50-day avg +48%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      ROAA 2.04% Q2 2026 —
      ROAE 20.34% Q2 2026 —
      Allowance for credit losses $11.1M Q1 FY2026 —
      Return on Average Tangible Assets (ROTA) non-GAAP 1.56% Q1 FY2026 —
      Fully diluted tangible book value per share non-GAAP $5.18 as of December 31, 2025 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      OPHC
      OptimumBank Holdings, Inc.
      this stock
      		$215.52M +130.8% — — 0.1%
      MFG
      Mizuho Financial Group Inc
      		 $132.42B +48.5% — — 0.1%
      HDB
      Hdfc Bank Ltd
      		 $120.05B -36.0% +15.2% — 0.5%
      IBN
      Icici Bank Ltd
      		 $108.39B -0.2% — — 0.5%
      PNC
      Pnc Financial Services Group, Inc.
      		 $101.91B +23.1% +7.2% 14.1 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      25
      % held
      9.8%
      Net QoQ
      +690.6K sh
      Top holder
      ALLIANCEBERNSTEIN L.P.
      Held Float
      View
      Held by Funds
      Fund positions
      31
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      18.0K
      Days to cover
      1.0d
      Change
      +4.0K sh
      View
      Short Volume
      Short vol %
      34%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      12.4K
      Value
      $71.7K
      As of
      Jun 29, 2026
      View
      Off-Exchange
      Off-exchange %
      53.5%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Net income (FY)
      $16.6M
      EPS diluted
      $0.71
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 13, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $166.6K
      Shares
      39.3K
      Filed
      Jan 5, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 13, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      OPHC +7.7% +62.7% +86.2% +29.1% +130.8%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +7.3% +58.2% +72.4% +25.2% +117.0%
      Key facts CIK 1288855 CUSIP 68401P403 13F (30d) 26 filings 25 filers Visit website Investor relations

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