RVSB · Riverview Bancorp Inc
Market Cap
$103.76M
Shares
19.95M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$5.18
Open$5.18
Day$5.16–5.26
52W close$4.83–6.08
Avg vol 30d61K
Short int237K · 1.2% float · 5.4d
Short vol36%
DataJan 2020–Aug 2026
Filing10-Q · Aug 14
Up next
FQ2-27 quarter ends
~Sep 30, 2026
Est
filed Aug 14, 2026
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Neutral
Momentum
Weak
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Moderate
Market backdrop
VIX 14.5 · calm
Equity put/call 0.39
Technical
price trend
50 / 200-day cross
Death cross
Price vs 200-day avg
−3%
below
Price vs 50-day avg
−3%
below
RSI (14)
43
neutral
MACD trend
Negative
52-week position
28%
mid-range
Volume (OBV)
Bullish div.
accumulating
Momentum
relative strength
1-month return
−2%
trailing
6-month return
−4%
trailing
YTD return
+3%
this year
Relative strength
−19%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
Death cross
50d $5 › 200d $5 — 200d above 50d
Institutional flow
Accumulating
+2% holders QoQ · +20 funds added
Insider flow
Distributing
Net -$45.7K over 90 days · 17% sells
Short interest
Falling
1.19% of float · ▼ -12.0% MoM · 5.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
88 holders — mid 3-yr range
Squeeze score
41
elevated · 0–100
Fundamentals
EPS growth
−191%
Y/Y
Free cash flow
$8.5M
Buyback
$4.0M
authorized
Balance sheet
$89.0M
net cash
Quant / Vol
risk profile
Volatility
27%
annualized · 1-yr
Max drawdown
−16%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Apr 30, 2026
Earnings per share
· annually
$0.13
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
Death cross
Bearish
Price vs 200-day avg
−3%
Neutral
Price vs 50-day avg
−3%
Neutral
RSI (14)
43
Neutral
MACD trend
Negative
Bearish
52-week position
28%
Neutral
Volume (OBV)
Bullish div.
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
Death cross
50d $5 › 200d $5 — 200d above 50d
Institutional flow
Accumulating
+2% holders QoQ · +20 funds added
Insider flow
Distributing
Net -$45.7K over 90 days · 17% sells
Short interest
Falling
1.19% of float · ▼ -12.0% MoM · 5.4 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
88 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $5
Now $5 · 28%
Range high $6
vs 200-day avg -3%
vs 50-day avg -3%
50-day below 200-day death cross
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses to loans | 1.4% | June 30, 2026 | — |
| Branches | 17 | June 30, 2026 | — |
| Coverage ratio | 88.44% | Q1 FY2027 | — |
| Efficiency ratio | 85.82% | Q1 FY2027 | — |
| Net income excluding securities restructure (non-GAAP) non-GAAP | $1.69M | Three Months Ended June 30, 2026 | — |
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| Net interest margin | 3.34% | first quarter of fiscal 2027 | — |
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| New loan originations | $33.7M | the quarter ended June 30, 2026 | — |
| Non-interest checking and interest checking accounts, as a percentage of total deposits | 50.8% | June 30, 2026 | — |
| Non-interest income (non-GAAP) non-GAAP | $3.62M | Three Months Ended June 30, 2026 | — |
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| Non-performing loans to total loans | 0.8% | Q1 FY2027 | — |
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| Pre-tax, pre-provision income (non-GAAP) non-GAAP | $2.13M | Three Months Ended June 30, 2026 | — |
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| Return on average assets (non-GAAP) non-GAAP | 0.47% | Three Months Ended June 30, 2026 | — |
| Return on average equity (non-GAAP) non-GAAP | 4.64% | Three Months Ended June 30, 2026 | — |
| Return on average tangible equity (non-GAAP) non-GAAP | 5.7% | Three Months Ended June 30, 2026 | — |
| Tangible book value per share (non-GAAP) non-GAAP | $5.86 | Q1 FY2027 | — |
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| Tangible common equity (to average tangible assets) (non-GAAP) non-GAAP | 8.18% | Q1 FY2027 | — |
| Allowance for credit losses | 15.2M | Q4 FY2026 | — |
| Allowance for credit losses to loans receivable excluding Government Guaranteed loans (non-GAAP) non-GAAP | 1.45% | Q4 FY2026 | — |
| Allowance for credit losses to total loans | 1.4% | Q4 FY2026 | — |
| Assets under management | $908.1M | Fiscal Fourth Quarter 2026 | — |
| Available liquidity | 593.7M | Q4 FY2026 | — |
| Classified assets | 12.7M | Q4 FY2026 | — |
| Classified assets to total capital ratio | 7.3% | Q4 FY2026 | — |
| Loan pipeline | $56.4M | Fiscal Fourth Quarter 2026 | — |
| Net loan charge-offs | 1.1M | Q4 FY2026 | — |
| Net loan charge-offs (recoveries) in the quarter | 1.11M | Q4 FY2026 | — |
| Non-interest income excluding balance sheet optimization non-GAAP | $3.3M | Fiscal Fourth Quarter 2026 | — |
| Non-performing assets | 7.8M | Q4 FY2026 | — |
| Non-performing assets to total assets | 0.53% | Fiscal Fourth Quarter 2026 | — |
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| Non-performing assets to total loans | 0.71% | Fiscal Fourth Quarter 2026 | — |
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| Non-performing loans | 7.8M | Q4 FY2026 | — |
| Return on average assets | -0.29% | FY2026 | — |
| Return on average equity | -2.65% | FY2026 | — |
| Tangible common equity to tangible assets (non-GAAP) non-GAAP | 8.25% | Q4 FY2026 | — |
| Tier 1 leverage ratio | 10.6% | Q4 FY2026 | — |
| Total risk-based capital ratio | 15.62% | Q4 FY2026 | — |
| Uninsured deposit ratio | 28.2% | Q4 FY2026 | — |
| Tangible common equity to tangible assets non-GAAP | 9.23% | December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
RVSB
this stock
Riverview Bancorp Inc
|
$103.76M | +3.2% | — | — | 1.2% |
|
MFG
Mizuho Financial Group Inc
|
$126.83B | +42.6% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$115.38B | -38.5% | +15.2% | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$110.04B | +26.1% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$107.15B | +0.2% | — | — | 0.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| RVSB | +1.2% | -2.1% | -3.9% | -2.3% | +3.2% |
| SPY | +1.1% | +4.0% | +14.7% | +3.2% | +13.1% |
| vs SPY | +0.1% | -6.1% | -18.6% | -5.5% | -9.9% |
Capital returns
Latest dividend
$0.02
/ share · ex Jul 9, 2026
Paid (TTM)
$0.08
/ share · 4 payouts
Dividend yield (TTM, derived)
1.54%
Buyback program
· as of Aug 20, 2026
Authorized
$4.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.