TRST · Trustco Bank Corp N Y
$57.34
+0.54 (+0.95%)
At close · Aug 18
Market Cap
$976.37M
Shares
17.03M
Trustco Bank Corp N Y Earnings Call Transcripts
Every quarterly earnings call for Trustco Bank Corp N Y (TRST) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-22
TrustCo Bank Corp Second Quarter 2026 Earnings Call
Confident tone
Credit quality
Loan portfolio growth
Net interest income and margin expansion
Diluted EPS
$0.98
▲ 24.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-22
Trustco Bank Corp N Y Q1 FY2026 Earnings Call
Confident tone
Loan portfolio growth and repricing
Asset quality and credit risk
Wealth management
Diluted EPS
$0.91
▲ 21.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-22
Trustco Bank Corp N Y Q4 FY2025 Earnings Call
Confident tone
Loan Growth
Asset Quality
Net Interest Income and Margin
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-21
Trustco Bank Corp N Y Q3 FY2025 Earnings Call
Confident tone
Credit quality and underwriting
Loan growth
Branch expansion and geography
Diluted EPS
$0.86
▲ 26.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-21
Trustco Bank Corp N Y Q2 FY2025 Earnings Call
Confident tone
Loan Growth and Lending Portfolio
Deposits and Funding
Asset Quality and Credit
Diluted EPS
$0.79
▲ 19.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-21
Trustco Bank Corp N Y Q1 FY2025 Earnings Call
Confident tone
Loan growth
Asset quality
Wealth management
Diluted EPS
$0.75
▲ 17.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-21
Trustco Bank Corp N Y Q4 FY2024 Earnings Call
Confident tone
Credit quality and asset quality
Home equity lending growth
Commercial lending opportunity
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-21
Trustco Bank Corp N Y Q3 FY2024 Earnings Call
Confident tone
Wealth management / Financial Services
Deposit management and funding
Loan growth
Diluted EPS
$0.68
▼ 11.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-22
Trustco Bank Corp N Y Q2 FY2024 Earnings Call
Confident tone
Loan growth and loan portfolio composition
Asset quality and credit losses
Capital, liquidity, and balance sheet strength
Diluted EPS
$0.66
▼ 23.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-22
Trustco Bank Corp N Y Q1 FY2024 Earnings Call
Confident tone
Loan Growth
Credit Quality
Market and Mortgage Rate Environment
Diluted EPS
$0.64
▼ 31.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-22
Trustco Bank Corp N Y Q4 FY2023 Earnings Call
Confident tone
Net Interest Margin
Credit Quality
Loan Growth
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-23
Trustco Bank Corp N Y Q3 FY2023 Earnings Call
Diluted EPS
$0.77
▼ 23.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-24
Trustco Bank Corp N Y Q2 FY2023 Earnings Call
Diluted EPS
$0.86
▼ 7.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-24
Trustco Bank Corp N Y Q1 FY2023 Earnings Call
Diluted EPS
$0.93
▲ 4.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-23
Trustco Bank Corp N Y Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-24
Trustco Bank Corp N Y Q3 FY2022 Earnings Call
Diluted EPS
$1.01
▲ 16% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-21
Trustco Bank Corp N Y Q2 FY2022 Earnings Call
Diluted EPS
$0.93
▲ 24.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-21
Trustco Bank Corp N Y Q1 FY2022 Earnings Call
Diluted EPS
$0.89
▲ 21.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-24
Trustco Bank Corp N Y Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-21
Trustco Bank Corp N Y Q3 FY2021 Earnings Call
Diluted EPS
$0.87
▲ 19.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-21
Trustco Bank Corp N Y Q2 FY2021 Earnings Call
Diluted EPS
$0.75
▲ 28.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-21
Trustco Bank Corp N Y Q1 FY2021 Earnings Call
Diluted EPS
$0.73
▲ 5.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-21
Trustco Bank Corp N Y Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-21
Trustco Bank Corp N Y Q3 FY2020 Earnings Call
Diluted EPS
$0.73
▼ 3.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-21
Trustco Bank Corp N Y Q2 FY2020 Earnings Call
Diluted EPS
$0.58
▼ 22.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-21
Trustco Bank Corp N Y Q1 FY2020 Earnings Call
Diluted EPS
$0.69
▼ 8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-21
Trustco Bank Corp N Y Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
357301
CUSIP
898349204
13F (30d)
172 filings
170 filers
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