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VBNK · VersaBank · Financials

31.4000 CAD -0.7700 (-2.39%) At close · Nov 5 Intraday price with Plus

Income-statement, balance-sheet and cash-flow figures read from the company's own published financial reports.

Revenue
124.64M +11.7%
FY2025 Revenue FY2020–FY2025
Net Income
28.46M -28.4%
FY2025 Net Income FY2020–FY2025
Operating Cash Flow
44.45M -83.7%
FY2025 Operating Cash Flow FY2020–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020
CAD 148.71M 124.64M 111.63M 108.64M 82.39M 65.36M 54.19M
CAD 45.27M 33.73M 19.17M 15.05M 18.73M 11.11M 8.36M
CAD 4.02M 3.1M 2.63M 1.78M 1.94M 1.73M 1.15M
CAD 49.43M 41.49M 54.79M 57.65M 32.55M 30.79M 26.75M
CAD — 13.04M 15.05M 15.48M 9.89M 8.41M 7.35M
CAD 33.86M 28.46M 39.75M 42.16M 22.66M 22.38M 19.41M
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2020–FY2025: 0 in buybacks, 22.28M in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

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Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Lease liabilities 2026-07-31 CAD 3,449,000 6-K filed 2026-09-03
Notes and debentures issued 2026-07-31 CAD 103,793,000 6-K filed 2026-09-03
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.