Andrew Kligerman

“So I'm curious, with casualty written premium up about 0.9%, I'm curious as to what rates did with respect to that 0.9%, what proportion was rates, how much were rates up actually, and did pricing keep up with loss costs?”

“So I follow up on the gross written premium growth. And, Justin, you've been very clear, 15% to 20%. But when I'm hearing you and Chris talk about coverage certainty, which includes higher rate, it's kind of a mixed bag, right?”

“I want to follow up on the question that Paul was just asking. So if I understand California correctly, you got 6.9%. You filed for another 6.9%. But then I think I heard you say that you need double-digit rate, and you've taken some non-rate actions already.”

“Kind of a more nuanced follow-up on flows. Could you, you know, Jay, could you talk to full service in retirement? It sounds like you're saying, based on what you said in earlier questions, that you can see that flow reversing to positive in the not-too-distant future.”