Ryan Tomasello

“With the market pricing and higher odds of a rate cut here over the near term, I was hoping you can talk about how you would expect your user base to respond to a potential cut here of 25 BIPs, if that's meaningful enough, sorry, a hike of 25 BIPs, and if that's meaningful.”

“Maybe dovetailing off of James's question on the take rate, I think it would be helpful if you could maybe quantify where the pricing floor is in the Connect channel, particularly when considering, I think, the tiered pricing volume discounts that you have for your larger partners, which I think is something that may…”

“I guess clearly it sounds like the increasingly complex fraud environment is driving really solid demand for the business.”

“And then on the funding side, how much capacity does the arrangement with Coastal give you for extra cash funding, and when should we expect that to be fully migrated?”

“And then it sounds like you're optimistic about the initiatives you have underway to support the the data and analytics build out if you can just elaborate on on what exactly you're working on there do you envision that unlocking monetization opportunities outside of your existing iot customers or is this more focused…”