Tin Jin Wong

“I want to get a little bit more detail on maybe what drove the upside in the quarter and any surprises across the three months as you saw the quarter play out, and how does that result inform the outlook here in fiscal 27?”

“I wanted to ask just on maybe visibility on the banking side and retention given some of the bank conversions that you're doing. Any surprise there? I know that the trough comments were made, but I'd love to hear a little bit more detail on nutrition and retention, that kind of thing.”

“Just wanted to ask on the agentic side, if that's okay, and MasterCard, Agent Pay, Michael, you talked about some of the partners and some of the activity on the ground, but can you just give us a little bit more detail on volumes or any surprises with respect to actual activity or actual demand?”

“It sounds like, and it sounded like you were encouraged by some of the recent trends and recent months in the retail and America's segment, Devin, in your prepared remarks.”

“I think you also mentioned that We do expect results to gradually improve, consistent with last quarter. You mentioned euro change. I think you mentioned new agents and then acceleration in digital and consumer services.”