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WU · Western Union CO

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$7.45 -0.04 (-0.53%) At close · Aug 14
Market Cap
$2.21B
Shares
311.88M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$7.45 Open$7.46 Day$7.30–7.51 52W close$6.36–10.28 Avg vol 30d11.5M Short int51.2M · 16.4% float · 3.6d Short vol41% Last earningsJul 30, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 30

Up next

Next earnings call
Oct 30, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Jul 30, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Fair Quant / Vol High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −15%
      below
      Price vs 50-day avg −2%
      below
      RSI (14) 48
      neutral
      MACD trend Negative
      52-week position 28%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Weak
      1-month return −16%
      trailing
      6-month return −19%
      trailing
      YTD return −20%
      this year
      Relative strength −33%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $8 › 200d $9 — 200d above 50d
      Institutional flow Distributing
      -7% holders QoQ · +82 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      16.43% of float · ▼ -9.9% MoM · 3.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      478 holders — mid 3-yr range
      Squeeze score 63
      elevated · 0–100
      Fundamentals
      Fair
      Revenue growth −4%
      Y/Y
      EPS growth −45%
      Y/Y
      Free cash flow $505.2M
      Valuation P/E 5.8
      below peers
      Buyback $721.6M
      remaining
      Balance sheet $1.7B
      net debt
      Quant / Vol
      risk profile
      High
      Volatility 38%
      annualized · 1-yr
      Max drawdown −38%
      past year
      ATR 4.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 30, 2026
      Revenue · 2026 Outlook 3% – 5%
      Revenue · 2026 Outlook 4% – 6%
      EPS · 2026 Outlook $1.25 – $1.35
      GAAP effective tax rate · 2026 Outlook 20% – 22%
      Adjusted effective tax rate · 2026 Outlook 13% – 15%
      Prior guidance period ended · from the Earnings Call filed Mar 31, 2024
      Adjusted revenue · 2024 $4.15B – $4.23B
      Adjusted operating margin · 2024 19% – 21%
      Adjusted EPS · 2024 $1.70 – $1.80

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Sell
      2 · 5 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −15% Bearish
      Price vs 50-day avg
      −2% Neutral
      RSI (14)
      48 Neutral
      MACD trend
      Negative Bearish
      52-week position
      28% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $8 › 200d $9 — 200d above 50d
      Institutional flow Distributing
      -7% holders QoQ · +82 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      16.43% of float · ▼ -9.9% MoM · 3.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      478 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $6 Now $7 · 28% Range high $10
      vs 200-day avg -15% vs 50-day avg -2%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted Branded Digital revenues (non-GAAP) - YoY % change non-GAAP 6% 2Q26
      Adjusted CMT revenues (non-GAAP) - YoY % change non-GAAP -3% 2Q26
      Adjusted revenues (non-GAAP) - YoY % change non-GAAP -1% 2Q26
      Cross-border principal (constant currency) - YoY % change non-GAAP 1% 2Q26
      Cross-border principal, as reported - YoY % change 2% 2Q26
      Transactions (in millions) 73.5M 2Q26
      CMT segment operating margin 19% FY2025
      CMT segment Transactions 285.9M FY2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      WU
      Western Union CO
      this stock
      $2.21B -20.0% -3.8% 5.8 16.4%
      V
      Visa Inc.
      $641.36B +3.8% -4.9% 1.2%
      MA
      Mastercard Inc
      $498.70B -0.3% +16.4% 31.3 1.0%
      AXP
      American Express Co
      $231.28B -7.4% +13.4% 20.8 1.8%
      COF
      Capital One Financial Corp
      $141.47B -6.2% +36.6% 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      478
      % held
      97.2%
      Net QoQ
      -13.2M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      393
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      51.2M
      Days to cover
      3.6d
      Change
      -5.6M sh
      View
      Short Volume
      Short vol %
      41%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      178
      Value
      $1.4K
      As of
      Jul 13, 2026
      View
      Off-Exchange
      Off-exchange %
      44.7%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Kathy Manning
      Amount
      $1.0K–$15.0K
      Traded
      Jun 13, 2024
      View
      Financials
      Financials
      Revenue (FY)
      $4.1B
      Net income (FY)
      $499.6M
      EPS diluted
      $1.52
      View
      Buybacks
      Authorized
      $1.0B
      Remaining
      $721.6M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 14, 2026
      This year
      15
      View
      Proposed Sales
      Value
      $736.3K
      Shares
      87.1K
      Filed
      May 18, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 30, 2026
      View
      Investor Relations
      Latest news
      Western Union and Intermex Provid…
      Published
      Aug 14, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      WU +5.2% -16.1% -19.1% +17.1% -20.0%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY +4.8% -20.6% -32.9% +13.2% -33.8%

      Capital returns

      Latest dividend
      $0.235 / share · ex Jun 16, 2026
      Declared · upcoming
      $0.235 / share · ex Sep 16, 2026
      Raised 4.4%
      Paid (TTM)
      $0.94 / share · 4 payouts
      Dividend yield (TTM, derived)
      12.62%
      Buyback program · as of Jun 30, 2026
      Authorized
      $1.00B
      Spent (derived)
      $278.40M
      Remaining
      $721.60M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1365135 CUSIP 959802109 13F (30d) 447 filings 442 filers Visit website Investor relations