Analyst
Citizens Capital Markets (asking on behalf of David Scharf)
Equibles does not estimate personal net worth.
David Sharp is recorded as Analyst at Citizens Capital Markets (asking on behalf of David Scharf). David Sharp has spoken on 2 earnings calls across 2 companies, most recently for Encore Capital Group Inc on November 4, 2026. Those appearances were for Encore Capital Group Inc (ECPG) and Pagaya Technologies Ltd. (PGY). The companies whose calls David Sharp spoke on are classified in the Financial Services and Technology sectors.
“Hey, I have a question on if it's all interrelated, sort of leverage cash generation and purchasing. You know, you've long articulated to the street sort of this broad two to three times leverage ratio.”
“Hey, first, just quickly, just shifting to the consumer, just curious, have you seen any change in behavior, application flow, kind of basically price elasticity, you know, since you kind of raised the rates, you know, the 100 basis points to personal, 140 to auto, has there been any change in uptake?”
Citizens Capital Markets (asking on behalf of David Scharf)
Analyst
Transcript header (unverified)
Credit Services · Financial Services
Software - Infrastructure · Technology
