Mahir Bhatia

“I just wanted to clarify the comments around earnings power in 2027 investments. I think, Rich, you said the deal model earnings power is visible today, making a couple of adjustments from today's results.”

“I wanted to ask about two regulatory changes that seem to favor Rocket maybe a little bit, namely the Vantage Score and the Frigalit ban. And if I could ask specifically, like on Vantage Score, you were among the first to put it into production.”

“Ron, I was wondering if you could give us an update on the MasterCard, the FI channel. I think previously you called out three wins. But where does the pipeline stand?”

“I wanted to ask about, touch on credit for a second, and I'll just ask both the parts of my question up front. And just firstly, on the June loss rate, it was down quite a bit, month over month, I think like 45 basis points.”

“I wanted to start on the specially insurance piece, maybe. Just, I guess you continue to describe the rate condition, the softening. You also suggest the low 90s combined rate sure remains at your goal.”