ABR · Arbor Realty Trust Inc

On August 5, 2026, Arbor Realty Trust, Inc.'s Chief Executive Officer, Ivan Kaufman, purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from this trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

These estate planning vehicles were set up for the benefit of the immediate family of Mr. Kaufman. Mr. Natalone has voting and investment power of these vehicles and disclaims beneficial ownership over these securities.

In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

Not applicable.

Not applicable.

On August 5, 2026, Arbor Realty Trust, Inc.'s Chief Executive Officer, Ivan Kaufman, purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from this trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

These estate planning vehicles were set up for the benefit of the immediate family of Mr. Kaufman. Mr. Natalone has voting and investment power of these vehicles and disclaims beneficial ownership over these securities.

Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 5,555 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on June 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

On June 15, 2026, Mr. Bacon received 357 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

On June 15, 2026, Mr. Green received 2,064 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

On June 15, 2026, Mr. Lazar received 1,730 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

For tax planning purposes, Mr. Tsunis is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account.

For tax planning purposes, Mr. Tsunis is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account.

Represents the average cost per share. The shares purchased on June 4, 2026 were purchased at various prices ranging from $5.57 - $5.59 per share.

For tax planning purposes, Mr. Friedman is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account ("IRA"). On May 11, 2026, Mr. Friedman sold 7,685 shares he held directly and purchased 8,840 shares through his IRA. The remaining 1,155 shares may be sold in the next few days.

For tax planning purposes, Mr. Friedman is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account ("IRA"). On May 11, 2026, Mr. Friedman sold 7,685 shares he held directly and purchased 8,840 shares through his IRA. The remaining 1,155 shares may be sold in the next few days.

Mr. Bacon has elected to defer his cash compensation earned for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 3,947 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on March 31, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

On March 24, 2026, Mr. Green received 1,846 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Green's existing RSUs and paid by the Company on March 24, 2026. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

On March 24, 2026, Mr. Lazar received 1,452 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs and paid by the Company on March 24, 2026. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

On March 24, 2026, Mr. Bacon received 419 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election, which was paid by the Company on March 24, 2026. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

On March 13, 2026, Mr. Lazar was granted 15,141 fully vested restricted stock units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. Mr. Lazar has elected to defer receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.

Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.