Skip to main content
BFH logo

BFH · Bread Financial Holdings, Inc. · Documents

Track BFH — free
Market Cap
$3.98B
Shares
37.96M
Volume · Nov 5 692.49K Avg daily vol (3M) 540.53K

The company's filings, earnings calls and investor events, most recent first. Search and read these filings from Claude or ChatGPT with the SEC filings MCP server →

Annual report FY2025 Revenue $3.85B up 0.2% 10-K filed Feb 13, 2026 Quarterly report FY2026 Q3 Revenue $1.02B up 4.7% 10-Q filed Oct 27, 2026 Latest results Financial results 8-K filed Oct 22, 2026 Earnings call Q3 2026 earnings call Held Oct 22, 2026
2026
Oct 28
Current report 8-K Events of Oct 27
Other events

Bread Financial Holdings, Inc. priced 5,000,000 depositary shares for 9.375% Series C preferred stock, with closing expected November 3, 2026.

Oct 27
Current report 8-K
Other events

Bread Financial Holdings, Inc. launched a public offering of depositary shares, each representing a 1/40th interest in Series C Preferred Stock, with a $25 liquidation preference per Depositary Share; completion depends on market and other conditions.

Oct 27
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Quarterly report for FY2026 Q3

Bread Financial reported third-quarter credit sales up 9% to $7.4 billion and end-of-period loans up 7% to $18.9 billion. For 2026, it expects loan growth of approximately 4%, income growth of approximately 5%, and net principal loss rate below 7%.

Revenue $1.02B ▲ 4.7% Net income $156M ▼ 17.0% Diluted EPS $3.82 ▼ 3.5%
Read from the MD&A section
Oct 22
Earnings call
Q3 2026 earnings call

Bread Financial reported end-of-period loans of $18.9 billion, revenue growth of 5% and net income of $156 million; it lowered 2026 net loss-rate guidance to 6.9%–7.0%, merged its banks October 1st, and repurchased $75 million of stock.

Oct 22
Current report 8-K
Regulation FD disclosure

Bread Financial Holdings, Inc. reported a monthly net principal loss rate of 5.99% and 6.40% for the three months ended September 30, 2026; delinquency was 5.57% as of September 30, 2026, versus 6.04% as of September 30, 2025.

Oct 22
Current report 8-K
Financial results, Regulation FD disclosure, Other events

Bread Financial Holdings, Inc. reported third-quarter net income of $156 million, revenue growth of 5%, and end-of-period loans up 7% to $18.9 billion; it declared a $0.25 common dividend and lowered full-year net loss guidance to below 7.0%.

Jul 28
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $993M ▲ 6.9% Net income $146M ▲ 5.0% Diluted EPS $3.55 ▲ 20.7%
May 6
Current report 8-K Events of May 5
Other events AI summary on its way
May 5
Current report 8-K
Other events AI summary on its way
Apr 28
Quarterly report 10-Q FY2026 Q1, ended Mar 31
Quarterly report for FY2026 Q1 AI summary on its way
Revenue $1.02B ▲ 4.9% Net income $181M ▲ 31.2% Diluted EPS $4.15 ▲ 49.3%
Apr 7
Proxy statement DEF 14A Meeting May 19, 2026
Proxy statement AI summary on its way
Feb 13
Annual report 10-K FY2025, ended Dec 31
Annual report for FY2025 AI summary on its way
Revenue $3.85B ▲ 0.2% Net income $518M ▲ 87.0% Diluted EPS $10.89 ▲ 98.4%
2025
Oct 28
Quarterly report 10-Q FY2025 Q3, ended Sep 30
Quarterly report for FY2025 Q3
Revenue $971M ▼ 1.2% Net income $188M ▲ 9300.0% Diluted EPS $3.96 ▲ 7820.0%
Showing 1–50 of 308 documents
Key facts CIK 1101215 CUSIP 018581108 13F (30d) 169 filings 152 filers Visit website Investor relations