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BFH · Bread Financial Holdings, Inc.

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$110.87 +2.08 (+1.91%) At close · Sep 4
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$4.26B
Shares
38.42M

BFH metrics

81 of 114 screener metrics currently available.

Open in screener

Market overview

2 metrics
Share price
$110.87
Market cap
$4.26B

Price action

19 metrics
Price change (1W)
+4.9%
Price change (30D)
+0.8%
Price change (3M)
+21.7%
Price change (6M)
+53.5%
Price change (YTD)
+49.8%
Price change (1Y)
+65.5%
Trailing year
Price change (5Y)
—
52-week high
$113.40
52-week low
$54.08
Change from 52-week high
-2.2%
Change from 52-week low
+105.0%
Annualized volatility
39.9%
Beta
1.2
RSI (14D)
57.8
Price vs SMA 50
+5.0%
Price vs SMA 200
+29.2%
Avg volume (3M)
617,505
Relative volume
1.2
Average dollar volume
$63.90M

Company

3 metrics
Sector
Financial Services
Industry
Credit Services
Shares outstanding
38.42M

Valuation

12 metrics
P / E (TTM)
8.6
Trailing earnings · reciprocal yield 11.6%
PEG ratio
0.4
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
1.1×
reciprocal yield 92.9%
P / book
1.3
reciprocal yield 79.0%
FCF yield
—
TTM · current market cap
Buyback yield
13.1%
P / FCF
—
P / operating cash flow
1.9
reciprocal yield 51.5%
Earnings yield
13.3%

Historical valuation

8 metrics
P / E historical average (3Y)
5.5×
reciprocal yield 18.2%
P / E historical average (5Y)
5.6×
reciprocal yield 17.9%
EV / revenue historical average (3Y)
0.9×
reciprocal yield 109.4%
EV / revenue historical average (5Y)
0.9×
reciprocal yield 117.4%
EV / EBIT historical average (3Y)
2.3×
reciprocal yield 44.3%
EV / EBIT historical average (5Y)
2.3×
reciprocal yield 44.3%
EV / EBITDA historical average (3Y)
1.9×
reciprocal yield 51.5%
EV / EBITDA historical average (5Y)
1.9×
reciprocal yield 51.5%

Dividends & buybacks

7 metrics
Dividend yield
0.8%
Trailing 12 months
Payout ratio
6.9%
Shareholder yield
14.0%
Dividend / share (TTM)
$0.92
Dividend growth YoY
+9.5%
Dividend growth streak
1
Last ex-dividend
2026-08-31

Earnings calendar

2 metrics
Next earnings
—
Last earnings
2026-07-23

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
14.4%
Gross profit (TTM)
—
Operating profit (TTM)
$1.62B
Net income (TTM)
$568.00M
Trailing 12 months
Diluted EPS (TTM)
$12.87
FCF margin
—
Effective tax rate
17.1%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
—

Growth

11 metrics
Revenue growth YoY
+6.9%
Year over year
Net income growth YoY
+5.0%
Revenue (TTM)
$3.96B
Trailing 12 months
EPS growth YoY
+20.7%
Shares change YoY
-13.8%
Year over year · fewer shares
Revenue CAGR (3Y)
+0.2%
Revenue CAGR (5Y)
-3.2%
EPS CAGR (3Y)
+34.7%
EPS CAGR (5Y)
+19.5%
FCF CAGR (3Y)
+18.3%
FCF CAGR (5Y)
-5.6%

Quality

14 metrics
Return on equity
16.9%
Return on assets
2.5%
Debt / equity
—
Current ratio
1.5
EBITDA (TTM)
$1.78B
Free cash flow (TTM)
—
Quick ratio
1.5
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Cash & equivalents
$3.68B
Total assets
$22.45B
Total debt
—

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$2.19B
Capital expenditures (TTM)
$68.00M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$59.00M
R&D / revenue
—
Stock compensation / revenue
1.5%

Ownership (13F)

3 metrics
13F filers
423
13F filer change QoQ
+32
Institutional ownership
104.5%

Short interest

3 metrics
Short interest
7.0%
Latest settlement · 7.1 days to cover
Days to cover
7.1d
Short-squeeze score
67 / 100

Insider activity

2 metrics
Net insider buying (90D)
−$297,348
Insider-sentiment score
48 / 100

Risk flags

1 metrics
Going concern
—
Key facts CIK 1101215 CUSIP 018581108 13F (30d) 290 filings 290 filers Visit website Investor relations