FCAP · First Capital Inc
$63.20
+2.46 (+4.05%)
At close · Jul 27
Market Cap
$203.14M
Shares
3.35M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$7.17M
+1.6%
FY2025
Net Income
$16.37M
+37.1%
FY2025
Operating Margin
200.72%
-14pp
FY2024
Diluted EPS
$4.89
+37%
FY2025
Operating Cash Flow
$21.28M
-4.7%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $7.22M | $7.17M | $7.06M | $7.01M | $7.15M | $6.45M | $5.76M | $5.53M | $5.26M | $4.97M | $4.46M | — | — | — | — | — | — | |
| $58.43M | $56.85M | $50.47M | $43.61M | $33.94M | $29.46M | $29.65M | $32.05M | $28.89M | $26.42M | $25.09M | $18.71M | $18.4M | $18.41M | $18.8M | $20.27M | $21.83M | |
| $43.99M | $42.15M | $35.79M | $34.59M | $32.35M | $28.33M | $28.09M | $30.09M | $27.28M | $25.03M | $23.33M | $17.71M | $17.26M | $16.76M | $16.34M | $16.51M | $16.33M | |
| $8.67M | $8.47M | $7.66M | $7.63M | $7.93M | $9.55M | $8.6M | $6.93M | $6.17M | $6.7M | $6.17M | $5.12M | $4.94M | $4.64M | $4.54M | $4.05M | $3.91M | |
| — | $114K | $61K | $47K | $53K | $39K | $30K | $27K | — | — | — | — | — | — | — | — | — | |
| — | $86K | $147K | $147K | $147K | $147K | $147K | $147K | $147K | $147K | $147K | $12K | $0 | $0 | $32K | $66K | — | |
| — | $1.09M | $1.1M | $1.03M | $1.07M | $1.14M | $1.2M | $1.07M | $1.22M | $1.23M | $1.19M | $756K | $698K | $707K | $758K | $916K | $899K | |
| $18.04M | — | $14.17M | $15.05M | $14.24M | $13.68M | $11.84M | $12.33M | $10.66M | $10.56M | $9.4M | $7.18M | $7.92M | $7.34M | $5.49M | $5.53M | $5.44M | |
| — | — | 200.72% | 214.74% | 199.23% | 212.18% | 205.45% | 222.96% | 202.85% | 212.55% | 210.62% | — | — | — | — | — | — | |
| — | — | $15.27M | $16.08M | $15.31M | $14.82M | $13.04M | $13.4M | $11.88M | $11.78M | $10.59M | $7.93M | $8.62M | $8.05M | $6.25M | $6.44M | $6.34M | |
| $11.26M | — | — | $9.02M | $1.59M | $1.13M | $1.56M | $1.96M | $1.61M | $1.39M | $1.76M | $1M | $1.14M | $1.65M | $2.47M | $3.76M | $5.5M | |
| — | $19.91M | $14.17M | $15.05M | $3.34M | $2.25M | $1.77M | $3.83M | $5.52M | — | — | — | — | — | — | — | — | |
| $3.89M | $3.53M | $2.22M | $2.25M | $2.32M | $2.24M | $1.69M | $1.99M | $1.39M | $3.1M | $2.52M | $1.96M | $2.31M | $2.26M | $1.56M | $1.54M | $1.56M | |
| $17.46M | $16.37M | $11.94M | $12.79M | $11.9M | $11.42M | $10.13M | $10.33M | $9.25M | $7.44M | $6.86M | $5.2M | $5.59M | $5.07M | $3.92M | $3.97M | $3.87M | |
| — | 228.27% | 169.15% | 182.48% | 166.58% | 177.23% | 175.85% | 186.78% | 176.08% | 149.8% | 153.8% | — | — | — | — | — | — | |
| $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | $13K | |
| — | $16.37M | $11.94M | $12.79M | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| $22.55M | $27.71M | $12.98M | $24.5M | -$25.57M | $6.34M | $14.81M | $15.94M | $7.84M | $8.01M | $4.09M | $4.9M | $7.11M | $2.65M | $4.01M | — | — | |
| USD/shares | — | $4.89 | $3.57 | $3.82 | $3.55 | $3.41 | $3.03 | $3.10 | $2.78 | $2.24 | $2.05 | $1.87 | $2.03 | $1.82 | $1.41 | $1.43 | $1.39 |
| USD/shares | — | $4.89 | $3.57 | $3.82 | $3.55 | $3.41 | $3.02 | $3.09 | $2.77 | $2.23 | $2.05 | $1.87 | $2.03 | $1.82 | $1.41 | $1.43 | $1.39 |
| shares | — | 3.35M | 3.35M | 3.35M | 3.36M | 3.35M | 3.34M | 3.33M | 3.33M | 3.33M | 3.34M | 2.78M | 2.76M | 2.78M | 2.79M | 2.79M | — |
| shares | — | 3.35M | 3.35M | 3.35M | 3.36M | 3.35M | 3.35M | 3.34M | 3.34M | 3.33M | 3.34M | 2.78M | 2.76M | 2.78M | 2.79M | 2.79M | — |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2025: $2.28M in buybacks, $47.1M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
11.61×
Peer median 12.92×
Peer medians compare against the 217 similar-size Banks - Regional companies (of 307 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| ATM and Debit Card Fees | $4,540,000 | $4,467,000 | $4,489,000 | $4,345,000 | $4,076,000 | $3,488,000 | $2,812,000 | $2,564,000 |
| Service Charges on Deposit Accounts | $2,450,000 | $2,402,000 | $2,343,000 | — | — | — | — | — |
| Product And Service Other | $180,000 | $190,000 | $177,000 | $100,000 | $119,000 | $120,000 | $124,000 | $128,000 |
| Deposit Account | — | — | — | $2,273,000 | $1,874,000 | $1,788,000 | $2,088,000 | $2,177,000 |
| Investment Advisory Management And Administrative Service | — | — | — | $427,000 | $377,000 | $365,000 | $504,000 | $386,000 |