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KFFB · Kentucky First Federal Bancorp · Financials

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$5.75 -0.12 (-2.11%) At close · Nov 12
Market Cap
$46.50M
Shares
8.09M
Volume · Nov 12 16.57K Avg daily vol (3M) 9083

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$11.74M +32.8%
FY2026 Revenue FY2011–FY2026
Net Income
$1.91M +954.7%
FY2026 Net Income FY2011–FY2026
Diluted EPS
$0.24 +1100%
FY2026 Diluted EPS FY2021–FY2026
Operating Cash Flow
$1.25M +1550%
FY2026 Operating Cash Flow FY2011–FY2026

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
$11.74M $8.84M $7.25M $9.16M — — — $9.69M $10.42M $10.22M $10.66M $11.48M $11.88M $11.8M $8.12M $7.81M
— — — $12.76M $10.91M $12.15M $12.82M $12.7M $11.89M $11.32M $11.63M $12.39M $13.15M $11.96M $10.16M $10.75M
$11.11M $8.34M $6.99M $8.86M — — — $9.45M $9.73M $9.86M $10.27M $10.96M $11.53M $10.27M $7.98M $7.57M
$629K $500K $251K $302K $515K $595K $399K $243K $691K $362K $387K $514K $344K $1.53M $140K $242K
— — — — — — — — — — — — — $0 $87K $131K
$9.68M $10.9M $9.28M $3.9M $1.75M $2.14M $3.5M $3.25M $2.16M $1.46M $1.36M $1.43M $1.62M $1.69M $2.18M $3.18M
$20.79M $19.24M $16.28M $12.76M — — — — — — — — — — — —
— — — $8.86M $9.16M $10.01M $9.32M $9.45M — — — — — — — —
— — — — — — — — — $64K — — — — — —
$2.5M $238K -$1.96M $1.23M $2.07M $2.17M -$12.28M $953K $1.29M $1.45M $2.1M $3.09M $2.89M $4.22M $2.56M $1.86M
$595K $57K -$239K $294K $477K $352K $264K $141K -$37K $513K $596K $1.02M — — — —
$1.91M $181K -$1.72M $933K $1.59M $1.82M -$12.55M $812K $1.32M $935K $1.5M $2.07M $1.93M $2.92M $1.72M $1.76M
16.26% 2.05% -23.75% 10.19% — — — 8.38% 12.7% 9.15% 14.08% 18.03% 16.28% 24.72% 21.13% 22.48%
$1.91M $181K -$1.72B $933M $1.59B $1.82B — — — — — — — — — —
$1.93M $372K -$1.63M $506K $1.59M $1.82M -$12.55M $816K $1.32M $905K $1.49M $2.04M $1.98M $2.94M $1.72M $1.76M
USD/shares $0.24 $0.02 -$0.21 $0.11 $0.19 $0.22 — — — — — — — — — —
USD/shares $0.24 $0.02 -$0.21 $0.11 $0.19 $0.22 — — — — — — — — — —
shares 8.09M 8.09M 8.1M 8.13M 8.21M 8.22M 8.25M 8.34M 8.37M 8.35M 8.32M 8.35M 8.37M 7.95M 7.55M 7.52M
shares 8.09M 8.09M 8.1M 8.13M 8.21M 8.22M 8.25M 8.34M 8.37M 8.35M 8.32M 8.35M 8.37M 7.95M 7.55M 7.52M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2011–FY2024: $1.62M in buybacks, $18.95M in dividends.

Debt Profile

Completed filing coverage through Sep 28, 2026

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Read debt and covenant terms in your AI or your code through MCP and the API →

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Advances from Federal Home Loan Banks 2026-06-30 USD 48,592,000 10-K filed 2026-09-28
Related accounting measures — not additional borrowing

Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.

Long-term Federal Home Loan Bank advances
USD 48,592,000
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
—
Peer median 2.84×
EV/EBIT
—
P/E (TTM)
23.96×
Peer median 11.84×
Price/Sales (TTM)
3.96×
Peer median 3.20×
Price/Book
0.92×
Peer median 1.11×

Peer medians compare against the 132 similar-size Banks - Regional companies (of 324 listed).

Valuation over time computed as of each quarter's filing date

Key facts CIK 1297341 CUSIP 491292108 13F (30d) 7 filings 7 filers Visit website