MCB · Metropolitan Bank Holding Corp.
$94.04
-0.36 (-0.38%)
At close · Aug 14
Market Cap
$1.17B
Shares
12.40M
Metropolitan Bank Holding Corp. Earnings Call Transcripts
Every quarterly earnings call for Metropolitan Bank Holding Corp. (MCB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲0.1%
$5.91M
$24.95M
'22 Q3
22-10-21
▼10.4%
$6.34M
−$7.74M
'22 Q4
23-01-20
▼7.8%
$6.95M
$25.08M
'23 Q1
23-04-18
▲11.6%
$7.89M
$15.56M
'23 Q2
23-07-21
▲11.3%
$6.58M
$22.06M
'23 Q3
23-10-20
▲2%
$6.47M
$14.57M
'23 Q4
24-01-19
▲1.1%
$7.03M
$16.20M
'24 Q1
24-04-19
▼22.1%
$6.15M
$16.80M
'24 Q2
24-07-19
▼5.5%
$6.22M
$12.27M
'24 Q3
24-10-18
▼29.7%
$4.54M
$21.42M
'24 Q4
25-01-24
▼49.3%
$3.56M
$16.35M
'25 Q1
25-04-22
▼57.5%
$2.61M
$18.77M
'25 Q2
25-07-18
▼60%
$2.48M
$7.12M
'25 Q3
25-10-24
▼47.3%
$2.39M
$28.86M
'25 Q4
26-01-21
▼26.8%
$2.61M
$31.43M
'26 Q1
26-04-22
LATEST
▼0.9%
$2.59M
$19.22M
'26 Q2
26-07-22
Earnings call
FY26 · Q2
2026-07-22
Second Quarter 2026 Earnings Release Conference Call
Positive tone
Legacy asset quality resolution
Payments platform re-launch
Loan growth and pipeline
Revenue
$2.59M
▼ 0.9% YoY Diluted EPS
$1.54
▼ 12.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-22
Metropolitan Bank Holding Corp. Q1 FY2026 Earnings Call
Confident tone
Loan Growth and Pipeline
Deposit Growth and Verticals
Net Interest Margin
Revenue
$2.61M
▼ 26.8% YoY Diluted EPS
$2.92
▲ 101.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-21
Metropolitan Bank Holding Corp. Q4 FY2025 Earnings Call
Confident tone
Deposit Growth and Funding
Branch Expansion
Loan Growth and Originations
Revenue
$2.39M*
▼ 47.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-24
Metropolitan Bank Holding Corp. Q3 FY2025 Earnings Call
Confident tone
Net Interest Margin Expansion
Loan Growth and Pipeline
Credit Quality and Provision
Revenue
$2.48M
▼ 60% YoY Diluted EPS
$0.67
▼ 38% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-18
Metropolitan Bank Holding Corp. Q2 FY2025 Earnings Call
Confident tone
Capital Return Initiatives
Loan and Deposit Growth
Net Interest Margin Expansion
Revenue
$2.61M
▼ 57.5% YoY Diluted EPS
$1.76
▲ 17.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-22
Metropolitan Bank Holding Corp. Q1 FY2025 Earnings Call
Confident tone
Deposit growth and verticals
Loan growth and pipeline
BaaS / GPG exit and earnings normalization
Revenue
$3.56M
▼ 49.3% YoY Diluted EPS
$1.45
▼ 0.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
Metropolitan Bank Holding Corp. Q4 FY2024 Earnings Call
Confident tone
Deposit Growth and Verticals
Exit of BASS/GPG Business
Net Interest Margin Expansion
Revenue
$4.54M*
▼ 29.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-18
Metropolitan Bank Holding Corp. Q3 FY2024 Earnings Call
Positive tone
GPG wind-down and deposit verticals
Legal, regulatory and fintech settlement charges
Loan growth and portfolio management
Revenue
$6.22M
▼ 5.5% YoY Diluted EPS
$1.08
▼ 45.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-19
Metropolitan Bank Holding Corp. Q2 FY2024 Earnings Call
Positive tone
Commercial loan growth and pricing discipline
Deposit gathering and funding
GPG wind down
Revenue
$6.15M
▼ 22.1% YoY Diluted EPS
$1.50
▲ 9.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-19
Metropolitan Bank Holding Corp. Q1 FY2024 Earnings Call
Confident tone
Multifamily and office loan portfolio
GPG / BaaS wind down
Loan growth and pipeline
Revenue
$7.03M
▲ 1.1% YoY Diluted EPS
$1.46
▼ 35.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-19
Metropolitan Bank Holding Corp. Q4 FY2023 Earnings Call
Positive tone
B2C Fintech Exit and GPG Strategy
Net Interest Margin and Interest Rate Outlook
Loan Growth and Pricing Discipline
Revenue
$6.47M*
▲ 2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-20
Metropolitan Bank Holding Corp. Q3 FY2023 Earnings Call
Revenue
$6.58M
▲ 11.3% YoY Diluted EPS
$1.97
▼ 11.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-21
Metropolitan Bank Holding Corp. Q2 FY2023 Earnings Call
Revenue
$7.89M
▲ 11.6% YoY Diluted EPS
$1.37
▼ 33.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-18
Metropolitan Bank Holding Corp. Q1 FY2023 Earnings Call
Revenue
$6.95M
▼ 7.8% YoY Diluted EPS
$2.25
▲ 33.1% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-20
Metropolitan Bank Holding Corp. Q4 FY2022 Earnings Call
Revenue
$6.34M*
▼ 10.4% YoY Diluted EPS
$-0.71
▼ 142% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-21
Metropolitan Bank Holding Corp. Q3 FY2022 Earnings Call
Revenue
$5.91M
▲ 0.1% YoY Diluted EPS
$2.23
▲ 26% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-22
Metropolitan Bank Holding Corp. Q2 FY2022 Earnings Call
Revenue
$7.07M
▲ 27.6% YoY Diluted EPS
$2.07
▲ 33.5% YoY
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-22
Metropolitan Bank Holding Corp. Q1 FY2022 Earnings Call
Revenue
$7.53M
▲ 62.5% YoY Diluted EPS
$1.69
▲ 18.2% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-21
Metropolitan Bank Holding Corp. Q4 FY2021 Earnings Call
Revenue
$7.07M*
Diluted EPS
$1.69
▲ 21.6% YoY
Rev · 3q
Audio
Transcript
Slides
8-K10-K
Showing 1–19 of 19 earnings calls
Key facts
CIK
1476034
CUSIP
591774104
13F (30d)
201 filings
197 filers
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