NECB · NorthEast Community Bancorp, Inc./MD/
Price & Indicators
Raw chart and full-history price indicators begin at the captured split on Jul 13, 2021; bars on opposite sides are not compared.
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Cost of interest-bearing liabilities | 3.45% | the three months ended June 30, 2026 filing | — |
| Credit loss expense | $860,000 | the three months ended June 30, 2026 filing | — |
| Credit loss expense for loans | $680,000 | the three months ended June 30, 2026 filing | — |
| Effective income tax rate | 29.1% | the three months ended June 30, 2026 filing | — |
| Yield on interest-earning assets | 7.51% | the three months ended June 30, 2026 filing | — |
| allowance for credit losses related to loans as a percentage of total loans | 0.25% | as of June 30, 2026 | — |
| construction loan commitments and loans-in-process outstanding increased by approximately 38.9% | 38.9% | the second quarter of 2025 | — |
| efficiency ratio | 42.81% | six months ended June 30, 2026 | — |
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| increase in total commitments outstanding over December 31, 2025 | 30% | three months ended June 30, 2026 | — |
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| Net interest margin | 5.14% | Three Months Ended June 30, 2026 | -3.9% |
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| return on average shareholders' equity ratio | 10.97% | six months ended June 30, 2026 | — |
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| return on average total assets ratio | 1.96% | six months ended June 30, 2026 | — |
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| Tier 1 capital to risk-weighted assets | 15.05% | June 30, 2026 | — |
| total unfunded loan commitments outstanding | $883M | three months ended June 30, 2026 | — |
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| construction loan commitments and loans-in-process outstanding increased by approximately 37.8% | 37.8% | Q1 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
NECB
this stock
NorthEast Community Bancorp, Inc./MD/
|
$362.74M | +16.1% | — | 8.5 | 1.1% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
Raw-price comparisons begin at the captured split on Jul 13, 2021; windows that need an earlier baseline remain unavailable.
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| NECB | -2.6% | -0.8% | +8.5% | -1.7% | +16.1% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -0.6% | -4.1% | -2.7% | -3.8% | +4.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.