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RBKB

Rhinebeck Bancorp, Inc.
$17.22 -0.04 (-0.23%) At close · Jul 2
Market Cap
$192.35M
Shares
11,169,981

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$17.22 Open$17.26 Day$17.22–17.35 52W$9.41–17.99 Avg vol 30d34K Short int87K · 0.8% float · 6.3d Short vol36% Last earningsApr 23, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 14
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +26% above
+ Price vs 50-day avg +5% above
RSI (14) 60 · neutral
MACD trend negative
+ 52-week position 91% · near high
Sentiment · smart money Bearish
Trend (MA cross) 50d $16 › 200d $14 — 50d above 200d
+ Institutional flow +5% holders QoQ · +8 funds added
Insider flow Net -$66.2K over 90 days · 100% sells
Short interest 0.78% of float · ▲ +12.0% MoM · 6.3 days cover
Volume signal Volume near normal
Institution breadth 45 holders — mid 3-yr range
Fundamentals Strong
+ EPS growth +215% Y/Y
+ Free cash flow $10.9M
Valuation P/E 18.9 · rich

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 24, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 14, 2026

Technicals

trend & momentum for long-term holders Buy
1 · 2 · 3
50 / 200-day cross
no cross Neutral
Price vs 200-day avg
+26% above Bullish
Price vs 50-day avg
+5% above Bullish
RSI (14)
60 · neutral Neutral
MACD trend
negative Bearish
52-week position
91% · near high Bullish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $16 › 200d $14 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +8 funds added
Insider flow Distributing
Net -$66.2K over 90 days · 100% sells
Short interest Rising
0.78% of float · ▲ +12.0% MoM · 6.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
45 holders — mid 3-yr range
Price context
position in its 52-week range
52-wk low $9 Now $17 · 91% 52-wk high $18
vs 200-day avg +26% vs 50-day avg +5%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Efficiency ratio 73.12% the year
Net interest margin 3.89% the year ended December 31, 2025
Non-performing assets 3.7M at December 31, 2025
Non-performing assets to total assets 0.28% as of December 31, 2025
Overdue account balances to total loans 1.52% at December 31, 2025
Return on average assets 0.78% the year

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
RBKB
Rhinebeck Bancorp, Inc.
this stock
$192.35M +43.3% 18.9 0.8%
HDB
Hdfc Bank Ltd
$132.30B -29.5% +15.2% 0.2%
MFG
Mizuho Financial Group Inc
$121.09B +35.8% 0.3%
IBN
Icici Bank Ltd
$105.76B -1.0% 0.7%
PNC
Pnc Financial Services Group, Inc.
$100.19B +20.4% +7.2% 14.5 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
45
% held
19.9%
Net QoQ
+50.3K sh
Top holder
M3F, Inc.
Held Float
View
Held by Funds
Fund positions
71
View
Short & Settlement
Short Interest Rising
Shares short
86.8K
Days to cover
6.3d
Change
+9.3K sh
View
Short Volume
Short vol %
36%
As of
Jul 2, 2026
Short Total
View
Fails to Deliver
FTD shares
34
Value
$561
As of
Jun 3, 2026
View
Off-Exchange
Off-exchange %
32.6%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$66.2K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$10.0M
EPS diluted
$0.92
View
Filings
SEC Filings
Latest
8-K
Filed
Jun 29, 2026
This year
10
View
Earnings & Events
Earnings Calls
Last call
Apr 23, 2026
View

Performance

5D 20D 120D MTD YTD
RBKB -0.1% +5.2% +43.4% -0.5% +43.3%
SPY +1.4% -1.3% +8.0% -0.3% +9.2%
vs SPY -1.5% +6.4% +35.4% -0.3% +34.0%
Key facts CIK 1751783 CUSIP 762093102 Visit website Investor relations