XYF · X Financial · Webcasts, Transcripts & Audio
Market Cap
$179.87M
Shares
36.93M
Volume · Oct 21
65.62K
Avg daily vol (3M)
60.55K
X Financial Webcasts
Earnings calls, investor updates, investor days and conferences for X Financial (XYF), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Pull transcripts and briefs through the earnings call transcript API or MCP →
Add these events to your calendar (.ics)
Earnings call
FY26 · Q2
2026-08-24
X Financial (XYF) Q2 2026 Earnings Call Transcript
Cautious tone
Capital returns
Guarantee income and provision reversals
Loan origination contraction
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-28
X Financial (XYF) Q1 2026 Earnings Call Transcript
Cautious tone
Balance Sheet & Liquidity
Credit Quality & Delinquencies
Financial Performance & Profitability
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-03-26
X Financial (XYF) Q4 2025 Earnings Call Transcript
Cautious tone
Capital return via share repurchase program
Regulatory pressure from Notice 9 and PBOC rules
Credit quality deterioration
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-21
X Financial (XYF) Q3 2025 Earnings Call Transcript
Cautious tone
Loan origination and volume moderation
Credit quality and delinquencies
Outlook and macro environment
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-19
X Financial (XYF) Q2 2025 Earnings Call Transcript
Confident tone
Loan origination growth
Asset quality improvement
Regulatory environment
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-20
X Financial (XYF) Q1 2025 Earnings Call Transcript
Confident tone
Loan Origination Growth
Asset Quality / Delinquencies
Share Repurchases
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-12-31
Date not confirmed
X Financial (XYF) Q4 2024 Earnings Call Transcript
Confident tone
Profitability & Net Income
Asset Quality & Delinquency
Capital Return to Shareholders
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-27
X Financial (XYF) Q3 2024 Earnings Call Transcript
Confident tone
Loan Volume Growth and Guidance
Share Repurchase Program
Profitability and Record Earnings
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-22
X Financial (XYF) Q2 2024 Earnings Call Transcript
Confident tone
Asset quality and risk management
Customer acquisition and loan sizing
Loan volume outlook
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-03-27
X Financial (XYF) Q1 2024 Earnings Call Transcript
Positive tone
Loan Volume and Origination
Asset Quality and Delinquencies
Profitability
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-12-31
Date not confirmed
X Financial (XYF) Q4 2023 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-09-30
Date not confirmed
X Financial (XYF) Q3 2023 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-06-30
Date not confirmed
X Financial (XYF) Q2 2023 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-03-31
Date not confirmed
X Financial (XYF) Q1 2023 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-12-31
Date not confirmed
X Financial (XYF) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-09-30
Date not confirmed
X Financial (XYF) Q3 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-06-30
Date not confirmed
X Financial (XYF) Q2 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-03-31
Date not confirmed
X Financial (XYF) Q1 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q3
2021-09-30
Date not confirmed
X Financial (XYF) Q3 2021 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-06-30
Date not confirmed
X Financial (XYF) Q2 2021 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-03-31
Date not confirmed
X Financial (XYF) Q1 2021 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-12-31
Date not confirmed
X Financial (XYF) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-09-30
Date not confirmed
X Financial (XYF) Q3 2020 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-06-30
Date not confirmed
X Financial (XYF) Q2 2020 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-03-31
Date not confirmed
X Financial (XYF) Q1 2020 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Showing 1–25 of 25 webcasts