XYF · X Financial · Debt

$4.95 +0.01 (+0.20%) At close · Oct 5

Market Cap

$190.95M

36.93M

Volume · Oct 5 45.64K Avg daily vol (3M) 59.07K

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balance	As of	Amount	Source
Operating lease liabilities	2025-12-31	CNY 45,664,329	20-F filed 2026-04-30
Related accounting measures — not additional borrowing Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year. Current operating lease liabilities CNY 10,857,421
Operating lease liabilities	2025-12-31	USD 6,529,913	20-F filed 2026-04-30
Related accounting measures — not additional borrowing Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year. Current operating lease liabilities USD 1,552,591
Short-term borrowings	2025-12-31	CNY 409,530,006	20-F filed 2026-04-30
Short-term borrowings	2025-12-31	USD 58,562,012	20-F filed 2026-04-30

Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Key facts CIK 1725033 CUSIP 98372W202 13F (30d) 1 filings 1 filers Visit website Investor relations