XYF · X Financial
$5.06
+0.10 (+1.92%)
At close · Jul 29
Market Cap
$191.04M
Shares
38.52M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
7.64B
+30.1%
FY2025
Net Income
1.46B
-4.9%
FY2025
Diluted EPS
5.87
+11.8%
FY2025
Operating Cash Flow
1.47B
-3.7%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| CNY | 7.64B | 5.87B | 4.81B | 3.56B | 3.63B | 2.19B | 3.09B | 3.54B | 1.79B | 230.31M |
| CNY | 2.02B | 1.74B | 1.54B | 1.34B | 1.96B | 2.07B | 1.63B | 1.19B | 760.14M | 259.05M |
| CNY | — | — | 12.54M | 15.45M | 20.83M | 35.63M | 103.16M | 205.73M | 76.58M | 38.21M |
| CNY | 199.56M | 175.93M | 153.94M | 143.23M | 187.86M | 179.23M | 227.48M | 220.02M | 98.24M | 61.71M |
| CNY | 2.39M | 2.33M | 2.23M | 2.25M | 1.92M | 1.8M | 834.88K | 389.83K | 678.69K | 598.27K |
| CNY | 11.16M | 7.2M | 5.26M | 6.65M | 8.14M | 11.92M | 11.38M | 9.64M | 5.37M | 3.06M |
| CNY | 6.01B | 4B | 3.35B | 2.35B | 2.32B | 3.62B | 2.28B | 2.27B | 1.29B | 367.08M |
| CNY | 1.63B | 1.87B | 1.46B | 1.21B | 1.31B | -1.43B | 812.58M | 1.28B | 501.69M | -136.77M |
| CNY | 62.01K | 10.42K | — | — | — | — | — | — | — | — |
| CNY | 132.25M | 13.52M | 24.35M | 40.72M | 32.51M | 12.71M | 26.08M | -5.9M | 89.69K | -9270 |
| CNY | 25.72M | 10.16M | -1.93M | -42.25M | 3.34M | -6.81M | 17.46M | 8.06M | -832.39K | — |
| CNY | -14.46M | 17.13M | 6.5M | -9.53M | 0 | — | — | — | — | — |
| CNY | 1.75B | 1.89B | 1.47B | 1.22B | 1.19B | -1.6B | 663.92M | 1.08B | 478.58M | -147.2M |
| CNY | 291.65M | 405.7M | 261.13M | 396.07M | 368.74M | -299.88M | -93.1M | -209.92M | 138.25M | -27.02M |
| CNY | 1.46B | 1.54B | 1.19B | 812M | 825.41M | -1.31B | 774.28M | 883.11M | 340.28M | -119.57M |
| CNY | — | 0 | 0 | 0 | -478 | 41.13K | 199.86K | -55.06K | -780.35K | -606.61K |
| CNY | 1.45B | 1.55B | 1.19B | 869.29M | 810.66M | -1.35B | 788.88M | 902.16M | 315.81M | -91.7M |
| CNY/shares | 6.00 | 5.33 | 4.12 | 2.57 | 2.51 | -4.07 | 2.47 | 3.08 | 3.90 | -1.50 |
| CNY/shares | 5.87 | 5.25 | 4.08 | 2.52 | 2.45 | -4.07 | 2.42 | 2.91 | 3.66 | -1.50 |
| shares | 243.98M | 288.83M | 288.12M | 316.44M | 329.23M | 321.24M | 313.76M | 286.59M | 87.07M | 79.37M |
| shares | 249.49M | 293.35M | 290.83M | 322.4M | 336.88M | 321.24M | 319.75M | 303.98M | 93.24M | 79.37M |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2019–FY2025: $1.09B in buybacks, $433.01M in dividends.
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (CNY)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loan Facilitation Service | 3,843,004,896 | 3,102,344,942 | 2,740,974,233 | 2,044,343,554 | 2,545,592,949 | — | — |
| Financial Service | 1,396,975,778 | 1,372,004,085 | 1,137,336,454 | 966,277,466 | 671,901,495 | 612,863,477 | 408,400,792 |
| Post Origination Service | 1,074,453,821 | 759,538,640 | 596,581,987 | 372,450,606 | 315,590,118 | 203,841,829 | 330,695,212 |
| Service Other | 688,417,782 | 436,178,287 | 315,494,698 | 179,878,489 | 93,380,543 | 68,346,567 | 124,083,594 |
| Guarantees | 636,572,154 | 201,715,792 | 24,496,658 | — | — | — | — |
| Guarantee Income | 636,572,154 | 201,715,792 | 24,496,658 | 0 | 0 | — | — |
| Loan Facilitation Service Direct Model | — | — | — | — | — | 1,266,532,773 | 1,986,003,343 |
| Loan Facilitation Service Intermediary Model | — | — | — | — | — | 41,372,812 | 238,867,054 |