Matt Van Vliet

“First, on the success that you called out this quarter on the credit union side, I'm curious if you can just, you know, peel that back a little bit. Anything changing in the underlying trends in the credit union market, or is this more of a factor of internal changes in investments made around covering that market?”

“Jonathan, on the margin expansion, obviously continues to be very strong here, but you highlighted OpEx continuing to grow. obviously the business is growing and that's a requirement, but how should we think about the pace of OpEx growth over the next couple of years?”

“I guess when you look at overall adoption of the flex credits, especially as premium messaging is coming in, I guess at this point in the year, how are customers tracking versus, you know, maybe even where they entered the year in terms of allocation there?”

“I wonder if you could help us think about the attachment of service already and the fact that it's tracking so far ahead of even some of your best products in history.”

“I guess when you look at the number of sort of sub-verticals that you play in, it sounds like some of the courts in justice and then the ERP financial side have been particularly strong. along the last few quarters.”