Doug Carter

“You know, obviously you've been kind of showing your support for the stock through share repurchase. And I'm sure you saw what the actions of one of your competitors earlier this month.”

“Hoping you could just talk about how you're thinking about leverage, Nick, given your comments around, you know, kind of the MBS market, you know, and just how interested you would be in continuing to kind of add at these spreads, you know, kind of given the cross cards that you mentioned and, you know, just overall…”

“I wanted to get clarity on your reiterated guidance. Does that factor in paying off the working capital line and the impact of the buyback?”

“In your prepared remarks, you talked about being comfortable with the leverage range that you're in right now. Can you just maybe put some numbers around that? What is kind of the target non-funding debt-to-equity range that you're looking at?”

“Can you talk about your outlook for the dividend, you know, given that you lowered run rate earnings, you know, and, you know, kind of the ability and wanting the ability to kind of retain as much capital for future growth? and therefore, you know, kind of how the dividend fits into the total return strategy?”