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FOA · Finance of America Companies Inc.

Track FOA — free
$13.38 +0.41 (+3.16%)
Market Cap
$250.78M
Shares
17.31M
Volume · Oct 2 12.48K Avg daily vol (3M) 61.98K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$12.97 Open$12.53 Day$12.15–13.02 52W close$12.64–27.90 Avg vol 30d71K Short int420K · 2.4% float · 6.5d Short vol66% Last earningsAug 4, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Nov 3, 2026 Est · unconfirmed · in 5 wks
filed Aug 7, 2026
call held Aug 4, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$336.98M
Trailing 12 months
Net income (TTM)
−$338,000
Trailing 12 months
Revenue growth YoY
-64.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-43.6%
Year over year · fewer shares
Price change (1Y)
-41.3%
Trailing year
Short interest
2.4%
Latest settlement · 6.5 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Sell Momentum Very Weak Sentiment Neutral Fundamentals Strong Quant / Vol Very High
Market backdrop VIX 16.4 · calm Equity put/call 0.57
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −37%
below
Price vs 50-day avg −31%
below
RSI (14) 25
oversold
MACD trend Positive
52-week position 2%
near low
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −25%
trailing
6-month return −32%
trailing
YTD return −46%
this year
Relative strength −45%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $19 › 200d $21 — 200d above 50d
Institutional flow Accumulating
+7% holders QoQ · +19 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.43% of float · ▲ +9.1% MoM · 6.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
79 holders — near 3-yr high, broad support
Squeeze score 58
elevated · 0–100
Fundamentals
Strong
Revenue growth +26%
Y/Y
EPS growth +217%
Y/Y
Free cash flow $-441.0M
Buyback $80.3M
authorized
Balance sheet $268.0M
net debt
Quant / Vol
risk profile
Very High
Volatility 47%
annualized · 1-yr
Max drawdown −55%
past year
ATR 5.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jun 30, 2026
Funded volume · full year $2.8B – $3.1B

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
3 · 3 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−37% Bearish
Price vs 50-day avg
−31% Bearish
RSI (14)
25 Neutral
MACD trend
Positive Bullish
52-week position
2% Bearish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $19 › 200d $21 — 200d above 50d
Institutional flow Accumulating
+7% holders QoQ · +19 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.43% of float · ▲ +9.1% MoM · 6.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
79 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $13 Now $13 · 2% Range high $28
vs 200-day avg -37% vs 50-day avg -31%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted earnings per share non-GAAP $0.84 Three months ended June 30, 2026 filing —
Adjusted EBITDA non-GAAP $34.86M Three months ended June 30, 2026 filing —
GAAP → non-GAAP reconciliation
GAAP Adjusted net income 19.44M
+6.94M Provision for income taxes
+632K Depreciation
+7.85M Interest expense on non-funding debt
= Adjusted EBITDA 34.86M
Adjusted net income non-GAAP $19.44M Three months ended June 30, 2026 filing —
Notes issued $1.16B Three months ended June 30, 2026 filing —
Number of securitizations 1 Three months ended June 30, 2026 filing —
Reverse mortgage loan origination volume - Retail $273.14M Three months ended June 30, 2026 filing —
Reverse mortgage loan origination volume - TPO $456.81M Three months ended June 30, 2026 filing —
Reverse mortgage loan origination volume - units 3,070 Three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
FOA
Finance of America Companies Inc.
this stock
$250.78M -46.4% +26.1% — 2.4%
V
Visa Inc.
$655.56B +2.6% -4.9% — 1.0%
MA
Mastercard Inc
$497.27B -3.7% +16.4% 31.2 0.8%
AXP
American Express Co
$206.24B -18.3% +13.4% 18.5 1.6%
COF
Capital One Financial Corp
$119.78B -19.8% +36.6% 11.7 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
79
% held
29.7%
Net QoQ
-290.8K sh
Top holder
COOPERMAN LEON G
Held Float
View
Held by Funds
Fund positions
114
View
Short & Settlement
Short Interest Rising
Shares short
420.4K
Days to cover
6.5d
Change
+35.0K sh
View
Short Volume
Short vol %
66%
As of
Oct 1, 2026
Short Total
View
Fails to Deliver
FTD shares
1.2K
Value
$18.2K
As of
Sep 11, 2026
View
Off-Exchange
Off-exchange %
37.0%
Week of
Aug 24, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$497.4M
Net income (FY)
$45.2M
EPS diluted
$3.74
View
Buybacks
Authorized
$80.3M
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 7, 2026
This year
13
View
Proposed Sales
Value
$9.4K
Shares
750
Filed
Oct 1, 2026
View
Earnings & Events
Webcasts
Last webcast
Aug 4, 2026
View
Investor Relations
Latest news
Finance of America Earns 2026 Gre…
Published
Aug 18, 2026
View

Performance

5D 20D 120D MTD YTD
FOA -9.9% -25.0% -32.2% +2.6% -46.4%
SPY -0.4% -0.2% +12.4% +0.2% +12.0%
vs SPY -9.5% -24.8% -44.6% +2.4% -58.5%

Capital returns

Buyback program · as of Aug 4, 2025
Authorized
$80.30M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1828937 CUSIP 31738L206 13F (30d) 2 filings 2 filers Visit website Investor relations