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FOA · Finance of America Companies Inc.

Track FOA — free
$21.76 -0.55 (-2.47%) At close · Aug 14
Market Cap
$376.60M
Shares
17.31M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$21.76 Open$22.14 Day$21.63–22.45 52W close$16.05–28.71 Avg vol 30d55K Short int517K · 3.0% float · 10.9d Short vol57% Last earningsAug 4, 2026 DataJul 2024–Aug 2026 Filing10-Q · Aug 7

Raw chart and full-history price indicators begin at the captured split on Jul 26, 2024; bars on opposite sides are not compared.

Up next

Next earnings call
Nov 3, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Sell Momentum Weak Sentiment Bullish Fundamentals Strong Quant / Vol Very High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Sell
      50 / 200-day cross No cross
      Price vs 200-day avg +1%
      above
      Price vs 50-day avg −5%
      below
      RSI (14) 42
      neutral
      MACD trend Negative
      52-week position 45%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return −10%
      trailing
      6-month return +14%
      trailing
      YTD return −10%
      this year
      Relative strength 0%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $23 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      +4% holders QoQ · +19 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      2.99% of float · ▼ -5.6% MoM · 10.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      77 holders — near 3-yr high, broad support
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +26%
      Y/Y
      EPS growth +217%
      Y/Y
      Free cash flow $-441.0M
      Buyback $80.3M
      authorized
      Balance sheet $268.0M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 47%
      annualized · 1-yr
      Max drawdown −44%
      past year
      ATR 5.5%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Jun 30, 2026
      Funded volume · full year $2.8B – $3.1B
      Adjusted EPS · full year Non-GAAP $4.50 – $5.00
      Prior guidance period ended · from the Earnings Call filed Jun 30, 2025
      Adjusted EPS · full year 2025 $2.60 – $3.00

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Sell
      2 · 3 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +1% Bullish
      Price vs 50-day avg
      −5% Bearish
      RSI (14)
      42 Neutral
      MACD trend
      Negative Bearish
      52-week position
      45% Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $23 › 200d $22 — 50d above 200d
      Institutional flow Accumulating
      +4% holders QoQ · +19 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      2.99% of float · ▼ -5.6% MoM · 10.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      77 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $16 Now $22 · 45% Range high $29
      vs 200-day avg +1% vs 50-day avg -5%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Assets excluding HMBS and nonrecourse obligations $1.68B Q2 2026
      Tangible equity non-GAAP $246M As of June 30, 2026
      Tangible equity per share non-GAAP $14.82 Q1 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      FOA
      Finance of America Companies Inc.
      this stock
      $376.60M -10.1% +26.1% 3.0%
      V
      Visa Inc.
      $649.80B +3.8% -4.9% 1.2%
      MA
      Mastercard Inc
      $498.70B -0.3% +16.4% 31.3 1.0%
      AXP
      American Express Co
      $231.28B -7.4% +13.4% 20.8 1.8%
      COF
      Capital One Financial Corp
      $141.47B -6.2% +36.6% 1.7%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      77
      % held
      29.7%
      Net QoQ
      -297.7K sh
      Top holder
      COOPERMAN LEON G
      Held Float
      View
      Held by Funds
      Fund positions
      112
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      517.1K
      Days to cover
      10.9d
      Change
      -30.7K sh
      View
      Short Volume
      Short vol %
      57%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      28
      Value
      $713
      As of
      Jul 10, 2026
      View
      Off-Exchange
      Off-exchange %
      32.0%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $497.4M
      Net income (FY)
      $45.2M
      EPS diluted
      $3.74
      View
      Buybacks
      Authorized
      $80.3M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 7, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $17.7K
      Shares
      750
      Filed
      Aug 3, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 4, 2026
      View
      Investor Relations
      Latest news
      Finance of America Reports Second…
      Published
      Aug 4, 2026
      View

      Performance

      Raw-price comparisons begin at the captured split on Jul 26, 2024; windows that need an earlier baseline remain unavailable.

      5D 20D 120D MTD YTD
      FOA -1.6% -10.3% +14.1% -4.4% -10.1%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -2.0% -14.7% +0.3% -8.3% -24.0%

      Capital returns

      Buyback program · as of Aug 4, 2025
      Authorized
      $80.30M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1828937 CUSIP 31738L206 13F (30d) 77 filings 77 filers Visit website Investor relations