Skip to main content
Equibles
BFH $108.00 -0.49%
BFH logo
BFH · Bread Financial Holdings, Inc.
Track BFH — free

Use BFH with AI

Add company filings, earnings and prices to ChatGPT or Claude, then ask questions in your own chat.

Choose your app for step-by-step connection instructions. Sign in with Equibles when asked; no code or API key is needed.

Claude ChatGPT

After connecting, ask your AI to use Equibles to research BFH.

Other apps & server URL
https://mcp.equibles.com/mcp
Gemini CLI setup
or ask here

Free, nothing to set up — ALVIS runs on the same tools and cites every figure.

See what you can ask in ChatGPT or Claude

All connection guides →
$108.00 -0.53 (-0.49%)
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$4.14B
Shares
38.42M
All earnings calls

Earnings call · FY2026 Q2

Bread Financial Holdings, Inc. (BFH) Q2 2026 Earnings Call

Concluded Jul 23, 2026
Jul 23, 2026 0 turns
Period
FY2026 Q2
Runtime
—
Sources
2 artifacts
8-K 10-Q

Executive readout · one minute

Call research workspace

Read the call alongside every captured source. 8-K earnings release, 10-Q stay in one workspace.

Credit performance 37 Partner and vertical expansion 31 Loan growth and portfolio 30 Net interest margin and pricing 12 AI and technology investments 7 Macroeconomic environment 7

Management tone

Confident

Net tone +55 · moderate hedging

Grounding quotes
  • “These results demonstrate the strength of our business model and the benefits of our continued emphasis on responsible growth and operational excellence, positioning Bread Financial for sustained, positive, long-term performance.”
  • “We saw improvement in both our net loss rate and delinquency rate, reflecting the benefits of proactive credit risk management, disciplined underwriting, and the quality of our customer base.”
  • “We will remain appropriately cautious given the broader macroeconomic environment.”
  • “Our success is a result of the efforts of our associates and leadership team. As we transformed Bread Financial over the past six years, we focused on building a resilient business through strengthening our balance sheet, investing in areas that drive responsible, profitable growth, and efficiencies.”

Research coverage

2 live sources

Open each available source without leaving this research workspace.

Revenue $993.00M +6.9% YoY
Diluted EPS $3.55 +20.7% YoY
Net income $146.00M +5% YoY

Research materials

Open the source you need; every reader stays inside this workspace.

8-K earnings release Filed Jul 23, 2026 10-Q report Filed Jul 28, 2026 Company webcastOpen the original investor-relations page

Quarter detail

How the reported period landed and where the business moved.

Capital returned

Buybacks · derived
$243.00M
Shares repurchased
2.80M
Dividend / share
$0.23
Full-screen source Call document

BFH transcript alerts

Bread Financial Holdings, Inc.

Create a free account or sign in to receive transcript alerts at your email address.

Continue to sign in
Read transcripts like this one from Claude, ChatGPT or your own code with the earnings call transcript API →