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BKU $43.38 +1.54%
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BKU · BankUnited, Inc.
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$43.38 +0.66 (+1.54%) At close · Oct 2
Market Cap
$3.03B
Shares
71.23M
Volume · Oct 2 1.19M Avg daily vol (3M) 886.45K
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Earnings call · FY2026 Q2

BankUnited, Inc. (BKU) Q2 2026 Earnings Call

Concluded Jul 22, 2026
Jul 22, 2026 0 turns
Period
FY2026 Q2
Runtime
—
Sources
3 artifacts

Executive readout · one minute

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Deposit Growth and Brokered Reduction 34 NIDDA Growth and Deposit Milestone 32 Net Interest Margin 26 Guidance Revisions 25 Capital and Stock Buybacks 15 Macro Outlook and Rate Environment 10

Management tone

Confident

Net tone +65 · moderate hedging

Grounding quotes
  • “NIDDA year over year is up 13%. I think we guided that this year will be about 12%, so we're running a little bit ahead of the guidance we gave you.”
  • “we have across the high watermark of NIDDA to total deposits which now stands at 34.4 percent we set the high watermark during the height of COVID when money was free rates were zero and everyone was flush with DDA.”
  • “this quarter our charges were just six million six point four million to be exact so I'm very happy with that but I'm really happy is the fact that NPLs were down again this quarter by 19%”
  • “the discipline that the industry had found a couple of years ago in sticking with the relationship business and insisting on getting the full relationship relationship rather than just a transactional view, that seems to have really gone.”

Forward guidance

5 guided metrics

Management's latest ranges and targets are included below.

Research coverage

3 live sources

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Revenue $6.31M +18.5% YoY
Diluted EPS $0.97 +6.6% YoY
Net income $70.66M +2.8% YoY

Research materials

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Forward guidance

From the 8-K filed Jul 22, 2026.

Metric Guided
Full Year NIM Initiated
Full Year 2026
3.08%
Fourth Quarter NIM Initiated
Fourth Quarter 2026
3.15%
Non-Interest Income Initiated
Full Year 2026
7%
Capital (CET1) Initiated
Full Year 2026
11.8%
Tax Rate Initiated
Full Year 2026
26%

Quarter detail

How the reported period landed and where the business moved.

Capital returned

Buybacks · derived
$50.63M
Shares repurchased
1.07M
Dividend / share
$0.33
Full-screen source Call document