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BNS · Bank Of Nova Scotia · Earnings Call Transcripts & Audio

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$94.07 -0.03 (-0.03%) At close · Sep 18
Rebalance outlook locked
Market Cap
$113.86B
Shares
1.22B

Bank Of Nova Scotia Earnings Call Transcripts

Quarterly earnings calls for Bank Of Nova Scotia (BNS), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲2% 7.96B CAD 1.31B CAD '20 Q2 20-04-30 ▼5.8% 7.50B CAD 1.83B CAD '20 Q4 20-10-31 ▲8.5% 8.27B CAD 1.32B CAD '23 Q4 23-10-31 ▲5.9% 8.43B CAD 2.17B CAD '24 Q1 24-01-31 ▲5.5% 8.35B CAD 2.07B CAD '24 Q2 24-04-30 ▲3.7% 8.36B CAD 1.88B CAD '24 Q3 24-07-31 ▲3.1% 8.53B CAD 1.64B CAD '24 Q4 24-10-31 ▲11.1% 9.37B CAD 1.15B CAD '25 Q1 25-01-31 ▲8.8% 9.08B CAD 1.98B CAD '25 Q2 25-04-30 ▲13.4% 9.49B CAD 2.45B CAD '25 Q3 25-07-31 ▲15% 9.80B CAD 2.22B CAD '25 Q4 25-10-31 LATEST ▲2.9% 9.65B CAD 2.29B CAD '26 Q1 26-02-24
Conference
Investor event
2026-09-14
Bank Of Nova Scotia (BNS) September 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q3
2026-08-25
Bank Of Nova Scotia (BNS) Q3 2026 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q2
2026-05-27
Bank Of Nova Scotia (BNS) Q2 2026 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-02-24
Bank Of Nova Scotia (BNS) Q1 2026 Earnings Call Transcript
Confident tone International Banking execution Credit quality and mortgage vintages Canadian Banking performance and outlook
Revenue
9.65B CAD
▲ 2.9% YoY
Diluted EPS
1.73
▲ 162.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2025-10-31
Bank Of Nova Scotia (BNS) Q4 2025 Earnings Call Transcript
Confident tone International Banking and geographic diversification Global Banking and Markets and U.S. expansion Global Wealth Management momentum
Revenue
9.80B CAD
▲ 15% YoY
Diluted EPS
1.65
▲ 35.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-07-31
Bank Of Nova Scotia (BNS) Q3 2025 Earnings Call Transcript
Confident tone Capital, liquidity and share buybacks Earnings and profitability growth International Banking regionalization
Revenue
9.49B CAD
▲ 13.4% YoY
Diluted EPS
1.84
▲ 30.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-04-30
Bank Of Nova Scotia (BNS) Q2 2025 Earnings Call Transcript
Positive tone Credit quality and performing allowance build International Banking Client primacy and core deposits
Revenue
9.08B CAD
▲ 8.8% YoY
Diluted EPS
1.48
▼ 5.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-01-31
Bank Of Nova Scotia (BNS) Q1 2025 Earnings Call Transcript
Positive tone Tariffs and geopolitical uncertainty Global Banking and Markets performance Return on equity and operating leverage
Revenue
9.37B CAD
▲ 11.1% YoY
Diluted EPS
0.66
▼ 60.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-10-31
Bank Of Nova Scotia (BNS) Q4 2024 Earnings Call Transcript
Positive tone Credit risk and PCL outlook Canadian Banking results International Banking repositioning
Revenue
8.53B CAD
▲ 3.1% YoY
Diluted EPS
1.22
▲ 23.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-07-31
Bank Of Nova Scotia (BNS) Q3 2024 Earnings Call Transcript
Positive tone International Banking repositioning GBM strategic focus Canadian Banking performance
Revenue
8.36B CAD
▲ 3.7% YoY
Diluted EPS
1.41
▼ 17.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-04-30
Bank Of Nova Scotia (BNS) Q2 2024 Earnings Call Transcript
Positive tone International Banking and Latin America Canadian Banking performance Credit quality and provisions
Revenue
8.35B CAD
▲ 5.5% YoY
Diluted EPS
1.57
▼ 6.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-01-31
Bank Of Nova Scotia (BNS) Q1 2024 Earnings Call Transcript
Positive tone Credit quality and PCL outlook Canadian Banking performance Economic outlook and rate expectations
Revenue
8.43B CAD
▲ 5.9% YoY
Diluted EPS
1.68
▲ 24.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2023-10-31
Bank Of Nova Scotia (BNS) Q4 2023 Earnings Call Transcript
Revenue
8.27B CAD
▲ 8.5% YoY
Diluted EPS
0.99
▼ 39.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q4
2020-10-31
Bank Of Nova Scotia (BNS) Q4 2020 Earnings Call Transcript
Revenue
7.50B CAD
▼ 5.8% YoY
Diluted EPS
1.42
▼ 17.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q2
2020-04-30
Bank Of Nova Scotia (BNS) Q2 2020 Earnings Call Transcript
Revenue
7.96B CAD
▲ 2% YoY
Diluted EPS
1.00
▼ 42.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–15 of 15 earnings calls
Key facts CIK 9631 CUSIP 064149107 13F (30d) 13 filings 11 filers Visit website Investor relations