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CZFS · Citizens Financial Services Inc · Metrics

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$81.35 -0.29 (-0.36%) At close · Sep 18
Russell 2000 member Rebalance outlook locked
Market Cap
$395.42M
Shares
4.81M

CZFS metrics

76 of 115 screener metrics currently available.

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Market overview

2 metrics
Share price
$81.35
Market cap
$395.42M

Price action

20 metrics
Price change (1W)
-1.8%
Price change (30D)
+1.5%
Price change (3M)
+20.1%
Price change (6M)
+36.1%
Price change (YTD)
+43.2%
Price change (1Y)
+32.2%
Trailing year
Price change (5Y)
—
52-week high
$83.67
52-week low
$53.18
Change from 52-week high
-2.4%
Change from 52-week low
+53.5%
Annualized volatility
34.8%
Annualized volatility (3M)
33.2%
Beta
0.2
RSI (14D)
52.1
Price vs SMA 50
+3.3%
Price vs SMA 200
+21.2%
Avg volume (3M)
29,951
Relative volume
1.1
Average dollar volume
$2.38M

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
4.81M

Valuation

12 metrics
P / E (TTM)
9.5
Trailing earnings · reciprocal yield 10.5%
PEG ratio
0.5
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
40.1×
reciprocal yield 2.5%
P / book
1.1
reciprocal yield 89.2%
FCF yield
9.3%
TTM · current market cap
Buyback yield
0.1%
P / FCF
10.7
reciprocal yield 9.3%
P / operating cash flow
10.5
reciprocal yield 9.5%
Earnings yield
10.4%

Historical valuation

8 metrics
P / E historical average (3Y)
9.7×
reciprocal yield 10.3%
P / E historical average (5Y)
9.7×
reciprocal yield 10.3%
EV / revenue historical average (3Y)
56.9×
reciprocal yield 1.8%
EV / revenue historical average (5Y)
52.6×
reciprocal yield 1.9%
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
2.5%
Trailing 12 months
Payout ratio
23.5%
Shareholder yield
—
Dividend / share (TTM)
$2.02
Dividend growth YoY
+2.3%
Dividend growth streak
4
Last ex-dividend
2026-09-11

Earnings calendar

2 metrics
Next earnings
—
Last earnings
—

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
416.5%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$41.05M
Trailing 12 months
Diluted EPS (TTM)
$8.55
FCF margin
374.5%
Effective tax rate
18.6%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
$49.32

Growth

11 metrics
Revenue growth YoY
+3.2%
Year over year
Net income growth YoY
+20.4%
Revenue (TTM)
$9.86M
Trailing 12 months
EPS growth YoY
+20.5%
Shares change YoY
+0.0%
Year over year · more shares
Revenue CAGR (3Y)
+4.8%
Revenue CAGR (5Y)
+8.2%
EPS CAGR (3Y)
+2.0%
EPS CAGR (5Y)
+3.8%
FCF CAGR (3Y)
+3.7%
FCF CAGR (5Y)
+26.5%

Quality

14 metrics
Return on equity
11.6%
Return on assets
1.3%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$36.91M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$39.43M
Latest balance sheet
Cash & equivalents
$39.43M
Total assets
$3.19B
Total debt
—

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$37.53M
Capital expenditures (TTM)
$628,000
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—

Ownership (13F)

3 metrics
13F filers
87
13F filer change QoQ
0
Institutional ownership
30.8%

Short interest

3 metrics
Short interest
1.6%
Latest settlement · 2.0 days to cover
Days to cover
2.0d
Short-squeeze score
52 / 100

Insider activity

2 metrics
Net insider buying (90D)
$11,713
Insider-sentiment score
74 / 100

Risk flags

1 metrics
Going concern
—
Key facts CIK 739421 CUSIP 174615104 13F (30d) 2 filings 2 filers Visit website Investor relations