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$85.48 -0.34 (-0.40%) At close · Nov 12
Russell 2000 member Rebalance outlook locked
Market Cap
$411.22M
Shares
4.81M
Volume · Nov 12 25.35K Avg daily vol (3M) 37.01K

The company's filings, earnings calls and investor events, most recent first. Search and read these filings from Claude or ChatGPT with the SEC filings MCP server →

Annual report FY2025 Revenue $9.88M up 2.8% 10-K filed Mar 12, 2026 Quarterly report FY2026 Q3 Revenue $2.72M down 1.7% 10-Q filed Nov 5, 2026 Latest results Financial results 8-K filed Oct 30, 2026
2026
Nov 5
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Nine-month net income rises 24.5%

Citizens Financial Services, Inc. reported net income of $32,484,000 for the first nine months of 2026, up 24.5% from $26,089,000, primarily due to higher net interest income after provision for credit losses.

Revenue $2.72M ▼ 1.7% Net income $11.92M ▲ 19.2% Diluted EPS $2.48 ▲ 18.7%
Read from the MD&A section
2 source passages
Forward-looking statements include information concerning possible or expected future results of operations of Citizens Financial Services, Inc., First Citizens Community Bank, First Citizens Insurance Agency, Inc. or the combined Company. The Company had net income of $32,484,000 for the first nine months of 2026 compared to $26,089,000 for last year’s comparable period, an increase of $6,395,000, or 24.5%, primarily due to an increase in net interest income after the provision for credit losses of $8,149,000. Open the document at this passage
Oct 30
Current report 8-K Events of Sep 30
Financial results

Citizens Financial Services Inc. reported nine-month 2026 net income of $32.5 million, up 24.5% from 2025, and third-quarter net income of $11.9 million. Non-performing assets totaled $51,544,000 on September 30, 2026, while loans grew 6.8% since September 30, 2025.

Aug 6
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $2.44M ▲ 3.2% Net income $10.19M ▲ 20.4% Diluted EPS $2.12 ▲ 20.5%
May 7
Quarterly report 10-Q FY2026 Q1, ended Mar 31
Quarterly report for FY2026 Q1 AI summary on its way
Revenue $2.34M ▼ 4.2% Net income $10.38M ▲ 36.2% Diluted EPS $2.16 ▲ 35.8%
Mar 12
Proxy statement DEF 14A Meeting Apr 21, 2026
Proxy statement AI summary on its way
Mar 12
Annual report 10-K FY2025, ended Dec 31
Annual report for FY2025 AI summary on its way
Revenue $9.88M ▲ 2.8% Net income $36.57M ▲ 31.5% Diluted EPS $7.62 ▲ 31.6%
Feb 18
Current report 8-K Events of Feb 17
Other events AI summary on its way
2025
Nov 6
Quarterly report 10-Q FY2025 Q3, ended Sep 30
Quarterly report for FY2025 Q3
Revenue $2.77M ▲ 10.4% Net income $10.01M ▲ 32.8% Diluted EPS $2.09 ▲ 33.1%
Aug 7
Quarterly report 10-Q FY2025 Q2, ended Jun 30
Quarterly report for FY2025 Q2
Revenue $2.37M ▼ 1.0% Net income $8.46M ▲ 60.4% Diluted EPS $1.76 ▲ 60.0%
May 8
Quarterly report 10-Q FY2025 Q1, ended Mar 31
Quarterly report for FY2025 Q1
Revenue $2.44M ▲ 1.1% Net income $7.62M ▲ 8.5% Diluted EPS $1.60 ▲ 8.1%
Mar 6
Annual report 10-K FY2024, ended Dec 31
Annual report for FY2024
Revenue $9.61M ▲ 7.1% Net income $27.82M ▲ 56.2% Diluted EPS $5.85 ▲ 45.5%
2024
Nov 7
Quarterly report 10-Q FY2024 Q3, ended Sep 30
Quarterly report for FY2024 Q3
Revenue $2.51M ▼ 3.4% Net income $7.54M ▼ 0.2% Diluted EPS $1.59 ▲ unchanged
May 9
Quarterly report 10-Q FY2024 Q1, ended Mar 31
Quarterly report for FY2024 Q1
Revenue $2.41M ▲ 16.6% Net income $7.02M ▲ 2.3% Diluted EPS $1.49 ▼ 12.9%
Showing 1–50 of 132 documents
Key facts CIK 739421 CUSIP 174615104 13F (30d) 70 filings 58 filers Visit website