HBNC · Horizon Bancorp Inc /In/
$20.57
+0.04 (+0.19%)
At close · Aug 14
Market Cap
$1.06B
Shares
51.34M
Horizon Bancorp Inc Earnings Call Transcripts
Every quarterly earnings call for Horizon Bancorp Inc (HBNC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-01
Horizon Bancorp Inc /In/ Q2 FY2026 Earnings Call
Diluted EPS
$0.49
▲ 4.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
Horizon Bancorp Inc /In/ Q1 FY2026 Earnings Call
Confident tone
Capital Position and Deployment
Net Interest Margin and Profitability
Deposit Growth and Mix
Diluted EPS
$0.51
▼ 5.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-22
Horizon Bancorp Inc /In/ Q4 FY2025 Earnings Call
Confident tone
Loan growth and commercial lending
Branch expansion and footprint
Quarterly financial performance
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Horizon Bancorp Inc /In/ Q3 FY2025 Earnings Call
Confident tone
Capital deployment and growth strategy
Loan growth and indirect auto exit
Balance sheet repositioning and restructuring
Diluted EPS
$-4.69
▼ 1243.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Horizon Bancorp Inc /In/ Q2 FY2025 Earnings Call
Confident tone
Loan Growth and Commercial Banking
Credit Quality and Provision
Indirect Auto Run-off and Portfolio Remix
Diluted EPS
$0.47
▲ 46.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-23
Horizon Bancorp Inc /In/ Q1 FY2025 Earnings Call
Confident tone
Loan Growth
Mortgage Warehouse Divestiture
Net Interest Margin
Diluted EPS
$0.54
▲ 68.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-03
Horizon Bancorp Inc /In/ Q4 FY2024 Earnings Call
Confident tone
Loan growth
Capital and M&A considerations
Expense restructuring
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-23
Horizon Bancorp Inc /In/ Q3 FY2024 Earnings Call
Positive tone
Mortgage and seasonality
Loan growth and portfolio mix
Deposit franchise and funding
Diluted EPS
$0.41
▲ 10.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-09-26
Horizon Bancorp Inc /In/ Q2 FY2024 Earnings Call
Confident tone
Net interest margin and rate outlook
Loan growth and portfolio mix
Deposit base and funding
Diluted EPS
$0.32
▼ 25.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
Horizon Bancorp Inc /In/ Q1 FY2024 Earnings Call
Confident tone
Loan Growth and Asset Repositioning
Net Interest Margin Expansion
Rate Outlook and Guidance
Diluted EPS
$0.32
▼ 23.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
Horizon Bancorp Inc /In/ Q4 FY2023 Earnings Call
Confident tone
Expense Management and Hiring
Balance Sheet Restructuring
Credit Quality
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-12-18
Horizon Bancorp Inc /In/ Q3 FY2023 Earnings Call
Diluted EPS
$0.37
▼ 32.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-26
Horizon Bancorp Inc /In/ Q2 FY2023 Earnings Call
Diluted EPS
$0.43
▼ 24.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-26
Horizon Bancorp Inc /In/ Q1 FY2023 Earnings Call
Diluted EPS
$0.42
▼ 22.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-03-30
Horizon Bancorp Inc /In/ Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-26
Horizon Bancorp Inc /In/ Q3 FY2022 Earnings Call
Diluted EPS
$0.55
▲ 5.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Horizon Bancorp Inc /In/ Q2 FY2022 Earnings Call
Diluted EPS
$0.57
▲ 14% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-06-30
Horizon Bancorp Inc /In/ Q1 FY2022 Earnings Call
Diluted EPS
$0.54
▲ 17.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-03-31
Horizon Bancorp Inc /In/ Q4 FY2021 Earnings Call
Diluted EPS
$0.49
▼ 2% YoY
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Horizon Bancorp Inc /In/ Q3 FY2021 Earnings Call
Diluted EPS
$0.52
▲ 13% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
Horizon Bancorp Inc /In/ Q2 FY2021 Earnings Call
Diluted EPS
$0.50
▲ 51.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-06-30
Horizon Bancorp Inc /In/ Q1 FY2021 Earnings Call
Diluted EPS
$0.46
▲ 76.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
Horizon Bancorp Inc /In/ Q4 FY2020 Earnings Call
Diluted EPS
$0.50
▲ 22% YoY
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-29
Horizon Bancorp Inc /In/ Q3 FY2020 Earnings Call
Diluted EPS
$0.46
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
Horizon Bancorp Inc /In/ Q2 FY2020 Earnings Call
Diluted EPS
$0.33
▼ 10.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-29
Horizon Bancorp Inc /In/ Q1 FY2020 Earnings Call
Diluted EPS
$0.26
▼ 7.1% YoY
Audio
Transcript
Slides
8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts
CIK
706129
CUSIP
440407104
13F (30d)
191 filings
190 filers
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