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NRDS · Nerdwallet, Inc.

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$9.84 -0.16 (-1.60%) At close · Aug 14
Market Cap
$616.86M
Shares
63.92M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$9.84 Open$10.02 Day$9.80–10.02 52W close$7.58–15.93 Avg vol 30d686K Short int3.6M · 5.7% float · 7.0d Short vol56% Last earningsAug 6, 2026 DataNov 2021–Aug 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 6, 2026 Est · unconfirmed · in 12 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −10%
      below
      Price vs 50-day avg +9%
      above
      RSI (14) 58
      neutral
      MACD trend Positive
      52-week position 27%
      mid-range
      Volume (OBV) Bearish div.
      distributing
      Momentum
      relative strength
      Neutral
      1-month return +6%
      trailing
      6-month return +4%
      trailing
      YTD return −27%
      this year
      Relative strength −10%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $9 › 200d $11 — 200d above 50d
      Institutional flow Distributing
      -7% holders QoQ · +28 funds added
      Insider flow Distributing
      Net -$35.7M over 90 days · 100% sells
      Short interest Falling
      5.70% of float · ▼ -0.6% MoM · 7.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      147 holders — mid 3-yr range
      Squeeze score 70
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +22%
      Y/Y
      EPS growth +68%
      Y/Y
      Free cash flow $130.3M
      Valuation P/E 10.8
      below peers
      Buyback $67.0M
      remaining
      Balance sheet $98.3M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 47%
      annualized · 1-yr
      Max drawdown −52%
      past year
      ATR 4.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Aug 6, 2026
      third quarter of 2026
      Revenue $244M – $260M
      GAAP operating income $22M – $30M
      Non-GAAP operating income $29M – $37M
      Adjusted EBITDA $39M – $47M
      2026 annual
      GAAP operating income $65M – $80M
      Non-GAAP operating income $90M – $105M
      Adjusted EBITDA $131M – $147M
      Prior guidance period ended · from the Earnings Call filed Mar 31, 2026
      Revenue · second quarter $186M – $202M
      Non-GAAP operating income · second quarter $6M – $14M
      Guided vs delivered · last 1 settled
      Revenue fourth quarter of 2025
      guided $207M – $215M
      $225.4M Beat +6.8%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      2 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −10% Bearish
      Price vs 50-day avg
      +9% Bullish
      RSI (14)
      58 Neutral
      MACD trend
      Positive Bullish
      52-week position
      27% Neutral
      Volume (OBV)
      Bearish div. Bearish
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $9 › 200d $11 — 200d above 50d
      Institutional flow Distributing
      -7% holders QoQ · +28 funds added
      Insider flow Distributing
      Net -$35.7M over 90 days · 100% sells
      Short interest Falling
      5.70% of float · ▼ -0.6% MoM · 7.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      147 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $8 Now $10 · 27% Range high $16
      vs 200-day avg -10% vs 50-day avg +9%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted EBITDA margin non-GAAP 16% Six Months Ended June 30, 2026
      Adjusted free cash flow non-GAAP $141.2M Twelve Months Ended June 30, 2026
      Non-GAAP operating income margin non-GAAP 11% Six Months Ended June 30, 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Internet Content & Information — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      NRDS
      Nerdwallet, Inc.
      this stock
      $616.86M -27.4% +21.7% 10.8 5.7%
      GOOGL
      Alphabet Inc.
      $4.23T +10.5% +15.1% 17.4 0.6%
      META
      Meta Platforms, Inc.
      $1.47T -10.6% +47.1% 21.8 1.2%
      SPOT
      Spotify Technology S.A.
      $100.65B -11.7% 3.1%
      NBIS
      Nebius Group N.V.
      $70.46B +231.7% +479.0% 22.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      147
      % held
      42.4%
      Net QoQ
      -3.5M sh
      Top holder
      Topline Capital Managemen…
      Held Float
      View
      Held by Funds
      Fund positions
      236
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      3.6M
      Days to cover
      7.0d
      Change
      -23.6K sh
      View
      Short Volume
      Short vol %
      56%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      88
      Value
      $847
      As of
      Jul 10, 2026
      View
      Off-Exchange
      Off-exchange %
      37.5%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$35.7M
      Buyers / Sellers
      0 / 2
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $836.6M
      Net income (FY)
      $48.7M
      EPS diluted
      $0.64
      View
      Buybacks
      Authorized
      $225.0M
      Remaining
      $67.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 6, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $311.9K
      Shares
      33.2K
      Filed
      Jul 2, 2026
      View
      Exempt Offerings
      Offering
      $54.3M
      Filed
      Dec 2, 2020
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 6, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      NRDS -0.7% +6.3% +4.0% +9.3% -27.4%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -1.1% +1.8% -9.8% +5.4% -41.2%

      Capital returns

      Buyback program · as of Jun 30, 2026
      Authorized
      $225.00M
      Spent (derived)
      $158.00M
      Remaining
      $67.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1625278 CUSIP 64082B102 13F (30d) 144 filings 142 filers Visit website Investor relations