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PTIV · Pineapple Financial Inc.

Track PTIV — free
$0.70 -0.03 (-4.66%) At close · Nov 12
Market Cap
$17.72M
Shares
25.27M
Volume · Nov 12 36.46K Avg daily vol (3M) 92.47K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$0.70 Open$0.75 Day$0.70–0.75 52W close$0.58–3.69 Avg vol 30d107K Short int97K · 0.4% of shares · 1.1d Short vol3% Last earningsFeb 28, 2026 DataNov 2023–Nov 2026 Filing10-Q · Jul 20

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Latest documents

2026
Oct 15
Current report 8-K Events of Oct 9
Director or officer change, or executive pay, Regulation FD disclosure, Other events

Pineapple Financial Inc. appointed Usman Maher as Chief Financial Officer and Chief Strategy Officer and formed a special committee to review a proposed Pentiv repositioning and potential mortgage brokerage spin-off; its ticker is expected to change from PAPL to PTIV.

Read from the first part of this long document
Jul 20
Quarterly report 10-Q FY2026 Q3, ended May 31
Quarterly report for FY2026 Q3 AI summary on its way
Revenue $622.5K ▼ 16.7% Net income $25.25M Diluted EPS $0.99
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$2.78M
Trailing 12 months
Net income (TTM)
−$2.51M
Trailing 12 months
Revenue growth YoY
-16.7%
Year over year
Operating margin
-14.5%
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+3,923.9%
Year over year · more shares
Price change (1Y)
-77.5%
Trailing year
Short interest
0.4%
Latest settlement · 1.1 days to cover
View all 125 metrics

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Strong Sell Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
Market backdrop VIX 18.7 · elevated Equity put/call 0.72
Technical
price trend
Strong Sell
50 / 200-day cross No cross
Price vs 200-day avg −23%
below
Price vs 50-day avg −21%
below
RSI (14) 37
neutral
MACD trend Negative
52-week position 4%
near low
Momentum
relative strength
Very Weak
1-month return −23%
trailing
6-month return −33%
trailing
YTD return −50%
this year
Relative strength −34%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $1 › 200d $1 — 200d above 50d
Institutional flow Distributing
4 of 7 funds reported for Sep 30 · net -7.6K sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.38% of shares out · ▼ -14.1% MoM · 1.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
7 holders — mid 2-yr range
Squeeze score 24
low risk · 0–100
Fundamentals
Excellent
Revenue growth +11%
Y/Y
EPS growth +54%
Y/Y
Free cash flow $-951.8K
Buyback $15.0M
authorized
Balance sheet $1.5M
net cash
Quant / Vol
risk profile
Very High
Volatility 149%
annualized · 1-yr
Max drawdown −84%
past year
ATR 11.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Sell
4 · 2 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−23% Bearish
Price vs 50-day avg
−21% Bearish
RSI (14)
37 Neutral
MACD trend
Negative Bearish
52-week position
4% Bearish
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $1 › 200d $1 — 200d above 50d
Institutional flow Distributing
4 of 7 funds reported for Sep 30 · net -7.6K sh shares
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.38% of shares out · ▼ -14.1% MoM · 1.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
7 holders — mid 2-yr range
Price context
position in its 52-week range
Range low $1 Now $1 · 4% Range high $4
vs 200-day avg -23% vs 50-day avg -21%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Commission expense $2,730,429 the three months ended May 31, 2026 filing —
Gain on derivative liabilities $26,812 the three months ended May 31, 2026 filing —
Gross billing $3,038,778 the three months ended May 31, 2026 filing —
Insurance revenue 0.02M the three months ended May 31, 2026 filing —
Interest income $155,480 the three months ended May 31, 2026 filing —
Loss on the remeasurement of warrant liabilities $52,018 the three months ended May 31, 2026 filing —
Mortgage volume $318,790,079 the three months ended May 31, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Mortgage Finance — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PTIV
Pineapple Financial Inc.
this stock
$17.72M -50.3% +11.1% — 0.4%
RKT
Rocket Companies, Inc.
$38.91B -29.2% +31.2% — 5.6%
FNMA
Federal National Mortgage Association Fannie Mae
$5.06B -59.3% -0.4% 19.9 0.0%
PFSI
PennyMac Financial Services, Inc.
$3.16B -53.9% +3.1% 13.7 7.3%
FMCC
Federal Home Loan Mortgage Corp
$2.52B -61.8% -2.7% 193.5 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
7
% held
0.6%
Reported
4 of 7
Top holder
XTX Topco Ltd
Held Float
View
Short & Settlement
Short Interest Falling
Shares short
96.6K
Days to cover
1.1d
Change
-15.8K sh
View
Short Volume
Short vol %
3%
As of
Nov 12, 2026
Short Total
View
Financials
Financials
Revenue (FY)
$3.0M
Net income (FY)
$-3.6M
EPS diluted
$-5.31
View
Buybacks
Authorized
$15.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 15, 2026
This year
11

Pineapple Financial Inc. appointed Usman Maher as Chief Financial Officer and Chief Strategy Officer and formed a special committee to review a proposed Pentiv repositioning and potential mortgage brokerage spin-off; its ticker is expected to change from PAPL to PTIV.

View
Exempt Offerings
Offering
$100.0M
Filed
Sep 17, 2025
View
Earnings & Events
Webcasts
Last webcast
Feb 28, 2026
View
Investor Relations
Latest news
Pentiv Launches Intelligence Plat…
Published
Oct 15, 2026
View

Performance

5D 20D 120D MTD YTD
PTIV -7.8% -23.0% -32.6% -6.4% -50.3%
SPY +3.3% -1.9% +1.5% +0.2% +11.0%
vs SPY -11.1% -21.1% -34.1% -6.6% -61.3%

Capital returns

Buyback program · as of Apr 22, 2026
Authorized
$15.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1938109 13F (30d) 1 filings 1 filers Visit website Investor relations