SSB · SouthState Bank Corp
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 24, 2026TL;DR. SouthState (SSB) reported 2Q26 EPS of $2.35 (up 11% YoY) on record loan growth of $1.4 billion (11% annualized) with stable 3.78% NIM, 6 bps net charge-offs, and a 50% efficiency ratio, while reaffirming prior full-year NII guidance of ~4% growth over 2025 and announcing a 10% dividend hike to $0.66 per share.
- + Record loan growth of $1.4 billion (11% annualized) and 8% YoY, with 76% of production floating-rate.
- + Reported EPS of $2.35, up 11% YoY, with TBV per share up 13% YoY to $58.72.
- + Asset quality improved: non-performing assets down 14% and net charge-offs at just 6 bps (8 of last 9 quarters below 10 bps).
- + Efficiency ratio improved to 50% from 51% in Q1.
- + Reaffirmed 2026 NII guidance of ~4% growth over 2025 (~$1.46 billion).
- − Loan-to-deposit ratio just north of 90%, near management's stated upper bound of ~92%.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SSB
this stock
SouthState Bank Corp
|
$9.94B | +7.5% | — | 10.8 | 3.2% |
|
MFG
Mizuho Financial Group Inc
|
$133.98B | +50.7% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.26B | -39.5% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$103.83B | +16.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$100.21B | -6.9% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SSB | -0.6% | -6.3% | +3.0% | +1.6% | +7.5% |
| SPY | +1.2% | +0.6% | +11.6% | +1.6% | +13.6% |
| vs SPY | -1.8% | -6.9% | -8.6% | 0.0% | -6.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.