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VEL · Velocity Financial, Inc.

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$18.16 +0.06 (+0.33%) At close · Aug 14
Market Cap
$711.06M
Shares
39.48M

Velocity Financial, Inc. Earnings Call Transcripts

Every quarterly earnings call for Velocity Financial, Inc. (VEL) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Earnings call
FY26 · Q2
2026-08-05
2Q 2026 Results Conference Call
Confident tone Portfolio growth and origination volume Funding, liquidity and securitization Credit quality and NPL resolution
Diluted EPS
$0.64
▼ 7.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
Velocity Financial, Inc. Q1 FY2026 Earnings Call
Confident tone Loan origination and portfolio growth Credit quality and non-performing loans Capital and balance sheet strength
Diluted EPS
$0.57
▲ 11.8% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-03-11
Velocity Financial, Inc. Q4 FY2025 Earnings Call
Confident tone NPL Resolution & Asset Management Loan Originations & Production Growth Profitability & Returns
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-07
Velocity Financial, Inc. Q3 FY2025 Earnings Call
Confident tone NPA / REO Resolutions Credit Quality Loan Production & Portfolio Growth
Diluted EPS
$0.65
▲ 47.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-08
Velocity Financial, Inc. Q2 FY2025 Earnings Call
Confident tone Net Interest Margin (NIM) Securitization and Capital Markets Credit Quality
Diluted EPS
$0.69
▲ 64.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-05-02
Velocity Financial, Inc. Q1 FY2025 Earnings Call
Confident tone Loan production and portfolio growth Asset quality and NPA resolutions Credit standards and spreads
Diluted EPS
$0.51
▲ 4.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-12-31
Velocity Financial, Inc. Q4 FY2024 Earnings Call
Confident tone Loan Production and Origination Growth NPL Resolutions and Special Servicing Borrower Differentiation and Certainty of Execution
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-11-08
Velocity Financial, Inc. Q3 FY2024 Earnings Call
Confident tone Credit Performance & NPL Resolution Loan Origination Volume Borrower Demand & Rate Sensitivity
Diluted EPS
$0.44
▲ 25.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-08-02
Velocity Financial, Inc. Q2 FY2024 Earnings Call
Confident tone Loan Origination Growth Net Interest Margin Expansion Portfolio Performance and Credit Quality
Diluted EPS
$0.42
▲ 16.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-05-03
Velocity Financial, Inc. Q1 FY2024 Earnings Call
Confident tone Loan Origination Growth Securitization Market Net Interest Margin
Diluted EPS
$0.49
▲ 58.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-03-08
Velocity Financial, Inc. Q4 FY2023 Earnings Call
Confident tone Production and portfolio growth Credit quality and NPL resolution Fair value accounting and book value
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-03
Velocity Financial, Inc. Q3 FY2023 Earnings Call
Diluted EPS
$0.35
▲ 20.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-04
Velocity Financial, Inc. Q2 FY2023 Earnings Call
Diluted EPS
$0.36
▲ 16.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-05
Velocity Financial, Inc. Q1 FY2023 Earnings Call
Diluted EPS
$0.31
▲ 244.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-03-10
Velocity Financial, Inc. Q4 FY2022 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-03
Velocity Financial, Inc. Q3 FY2022 Earnings Call
Diluted EPS
$0.29
▲ 26.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-04
Velocity Financial, Inc. Q2 FY2022 Earnings Call
Diluted EPS
$0.31
▲ 10.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-05-06
Velocity Financial, Inc. Q1 FY2022 Earnings Call
Diluted EPS
$0.09
▼ 10% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-21
Velocity Financial, Inc. Q4 FY2021 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-04
Velocity Financial, Inc. Q3 FY2021 Earnings Call
Diluted EPS
$0.23
▲ 109.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-05
Velocity Financial, Inc. Q2 FY2021 Earnings Call
Diluted EPS
$0.28
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-05-07
Velocity Financial, Inc. Q1 FY2021 Earnings Call
Diluted EPS
$0.10
▼ 23.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-03-16
Velocity Financial, Inc. Q4 FY2020 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-11-03
Velocity Financial, Inc. Q3 FY2020 Earnings Call
Diluted EPS
$0.11
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-08-12
Velocity Financial, Inc. Q2 FY2020 Earnings Call
Diluted EPS
$-2.33
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-06
Velocity Financial, Inc. Q1 FY2020 Earnings Call
Diluted EPS
$0.13
Audio Transcript Slides 8-K10-Q
Showing 1–26 of 26 earnings calls
Key facts CIK 1692376 CUSIP 92262D101 13F (30d) 100 filings 99 filers Visit website Investor relations

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