VEL · Velocity Financial, Inc. · Metrics
$14.63
+0.04 (+0.27%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$606.04M
Shares
39.48M
Volume · Oct 5
160.67K
Avg daily vol (3M)
136.46K
VEL metrics
63 of 115 screener metrics currently available.
Market overview
2 metricsShare price
$14.59
Market cap
$606.04M
Price action
20 metricsPrice change (1W)
-5.0%
Price change (30D)
-19.5%
Price change (3M)
-21.4%
Price change (6M)
-20.0%
Price change (YTD)
-29.7%
Price change (1Y)
-19.0%
Trailing year
Price change (5Y)
+10.2%
52-week high
$20.76
52-week low
$14.59
Change from 52-week high
-29.7%
Change from 52-week low
+0.0%
Annualized volatility
25.1%
Annualized volatility (3M)
23.2%
Beta
0.3
RSI (14D)
17.1
Price vs SMA 50
-15.9%
Price vs SMA 200
-20.0%
Avg volume (3M)
136,459
Relative volume
1.6
Average dollar volume
$2.32M
Company
3 metricsSector
Financial Services
Industry
Mortgage Finance
Shares outstanding
39.48M
Valuation
12 metricsP / E (TTM)
5.3
Trailing earnings · reciprocal yield 18.9%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
—
P / book
0.8
reciprocal yield 119.1%
FCF yield
3.7%
TTM · current market cap
Buyback yield
1.2%
P / FCF
26.9
reciprocal yield 3.7%
P / operating cash flow
26.6
reciprocal yield 3.8%
Earnings yield
17.8%
Historical valuation
8 metricsP / E historical average (3Y)
9.0×
reciprocal yield 11.1%
P / E historical average (5Y)
9.6×
reciprocal yield 10.4%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
1.2%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-08-05
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
—
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$107.70M
Trailing 12 months
Diluted EPS (TTM)
$2.76
FCF margin
—
Effective tax rate
28.6%
Growth
11 metricsRevenue growth YoY
+10.5%
Year over year
Net income growth YoY
-3.2%
Revenue (TTM)
—
Trailing 12 months
EPS growth YoY
-7.2%
Shares change YoY
+4.0%
Year over year · more shares
Revenue CAGR (3Y)
—
Revenue CAGR (5Y)
—
EPS CAGR (3Y)
+43.0%
EPS CAGR (5Y)
—
FCF CAGR (3Y)
-28.2%
FCF CAGR (5Y)
-19.9%
Quality
14 metricsReturn on equity
14.9%
Return on assets
1.4%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$22.53M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$76.11M
Latest balance sheet
Cash & equivalents
$76.11M
Total assets
$7.96B
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
$22.79M
Capital expenditures (TTM)
$263,000
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$10.06M
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
3 metrics13F filers
102
13F filer change QoQ
-1
Institutional ownership
100.6%
Short interest
3 metricsShort interest
3.9%
Latest settlement · 13.0 days to cover
Days to cover
13.0d
Short-squeeze score
62 / 100
Insider activity
2 metricsNet insider buying (90D)
−$250,318
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—